The typical owner-occupied home in Lyons is worth about $845,400, 57% above the Colorado median of $539,400 and 2.5 times the national median of $332,700. Owners pay a median $5,283 a year in property taxes, about 0.62% of their home's value, higher than the Colorado rate of 0.48%. The median household earns $122,837 a year, so the median home costs 6.9 times the median income (5.6 times for Colorado). 86% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.
Lyons at a glance
| Lyons | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $845,400 | $539,400 | $332,700 |
| Median property tax paid per year | $5,283 | $2,602 | $3,119 |
| Property tax as a share of value | 0.62% | 0.48% | 0.94% |
| Median household income | $122,837 | $95,470 | $80,734 |
| Homes lived in by their owners | 86% | 66% | 65% |
| Owner homes with a mortgage | 67% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $2,825 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 22.9% | 22.1% | 21.0% |
| Median rent | $1,981 | $1,761 | $1,413 |
| Rent as a share of renters' income | 30.5% | 31.4% | 30.6% |
| Median year homes were built | 2000 | 1988 | 1980 |
| Vacant homes | 2.0% | 8.3% | 10.1% |
| Population | 1,838 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Lyons
At this week's average 30-year rate of 7.11%, buying the median Lyons home of $845,400 with 20% down costs about $5,339 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,883, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $228,801 for the 20%-down payment. That payment is 52% of the median Lyons household income of $122,837; at that income and 20% down, the 28% guideline points to a home of about $454,000.
The median rent here is $1,981 a month, so owning the median home costs about $3,358 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $169,080 |
|---|---|
| Loan amount | $676,320 |
| Principal and interest | $4,550 |
| Property taxes (0.62% a year) | $437 |
| Homeowners insurance (our estimate, 0.5% a year) | $352 |
| PMI | $0 |
| Total per month | $5,339 |
Change the numbers in the calculator
| Down payment | $29,589 |
|---|---|
| Loan amount | $830,088 |
| Principal and interest | $5,584 |
| Property taxes (0.62% a year) | $437 |
| Homeowners insurance (our estimate, 0.5% a year) | $352 |
| FHA mortgage insurance | $510 |
| Total per month | $6,883 |
Change the numbers in the calculator
Questions about home buying in Lyons
What is the median home value in Lyons?
About $845,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lyons?
Homeowners pay a median $5,283 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lyons?
For the median home with 20% down at 7.11%, the payment is about $5,339 a month. Keeping that under 28% of gross income takes about $228,801 a year.
More about Lyons
- Mortgage Refinance in Lyons
- Debt Relief in Lyons
- Home Equity Loans in Lyons
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data