Home / Home Buying by state / California / Contra Costa County / Pleasant Hill

Buying a home in Pleasant Hill, California

The typical owner-occupied home in Pleasant Hill is worth about $1,077,100, 47% above the California median of $734,700 and 3.2 times the national median of $332,700. Owners pay a median $7,616 a year in property taxes, about 0.71% of their home's value, close to the California rate of 0.70%. The median household earns $145,029 a year, so the median home costs 7.4 times the median income (7.4 times for California). 63% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.

Pleasant Hill at a glance

Pleasant Hill California U.S.
Median home value $1,077,100 $734,700 $332,700
Median property tax paid per year $7,616 $5,124 $3,119
Property tax as a share of value 0.71% 0.70% 0.94%
Median household income $145,029 $99,122 $80,734
Homes lived in by their owners 63% 56% 65%
Owner homes with a mortgage 74% 67% 61%
Median monthly costs, owners with a mortgage $3,627 $2,946 $1,963
Those costs as a share of the owners' income 23.2% 24.8% 21.0%
Median rent $2,533 $2,036 $1,413
Rent as a share of renters' income 34.9% 32.8% 30.6%
Median year homes were built 1972 1976 1980
Vacant homes 4.9% 7.5% 10.1%
Population 34,235 39,287,377 334,922,499

What a typical home costs per month in Pleasant Hill

At this week's average 30-year rate of 7.11%, buying the median Pleasant Hill home of $1,077,100 with 20% down costs about $6,883 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $8,850, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $294,971 for the 20%-down payment. That payment is 57% of the median Pleasant Hill household income of $145,029; at that income and 20% down, the 28% guideline points to a home of about $530,000.

The median rent here is $2,533 a month, so owning the median home costs about $4,350 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$215,420
Loan amount$861,680
Principal and interest$5,797
Property taxes (0.71% a year)$637
Homeowners insurance (our estimate, 0.5% a year)$449
PMI$0
Total per month$6,883

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$37,698
Loan amount$1,057,591
Principal and interest$7,114
Property taxes (0.71% a year)$637
Homeowners insurance (our estimate, 0.5% a year)$449
FHA mortgage insurance$650
Total per month$8,850

Change the numbers in the calculator

Questions about home buying in Pleasant Hill

What is the median home value in Pleasant Hill?

About $1,077,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pleasant Hill?

Homeowners pay a median $7,616 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pleasant Hill?

For the median home with 20% down at 7.11%, the payment is about $6,883 a month. Keeping that under 28% of gross income takes about $294,971 a year.

More about Pleasant Hill

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data