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Buying a home in Crockett, California

The typical owner-occupied home in Crockett is worth about $776,100, 6% above the California median of $734,700 and 2.3 times the national median of $332,700. Owners pay a median $5,488 a year in property taxes, about 0.71% of their home's value, close to the California rate of 0.70%. The median household earns $110,899 a year, so the median home costs 7.0 times the median income (7.4 times for California). 56% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.

Crockett at a glance

Crockett California U.S.
Median home value $776,100 $734,700 $332,700
Median property tax paid per year $5,488 $5,124 $3,119
Property tax as a share of value 0.71% 0.70% 0.94%
Median household income $110,899 $99,122 $80,734
Homes lived in by their owners 56% 56% 65%
Owner homes with a mortgage 75% 67% 61%
Median monthly costs, owners with a mortgage $2,982 $2,946 $1,963
Those costs as a share of the owners' income 24.0% 24.8% 21.0%
Median rent $2,287 $2,036 $1,413
Rent as a share of renters' income 35.9% 32.8% 30.6%
Median year homes were built 1938 1976 1980
Vacant homes 10.2% 7.5% 10.1%
Population 3,372 39,287,377 334,922,499

What a typical home costs per month in Crockett

At this week's average 30-year rate of 7.11%, buying the median Crockett home of $776,100 with 20% down costs about $4,959 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,377, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $212,540 for the 20%-down payment. That payment is 54% of the median Crockett household income of $110,899; at that income and 20% down, the 28% guideline points to a home of about $405,000.

The median rent here is $2,287 a month, so owning the median home costs about $2,672 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$155,220
Loan amount$620,880
Principal and interest$4,177
Property taxes (0.71% a year)$459
Homeowners insurance (our estimate, 0.5% a year)$323
PMI$0
Total per month$4,959

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3.5% down, 30-year FHA loan
Down payment$27,164
Loan amount$762,043
Principal and interest$5,126
Property taxes (0.71% a year)$459
Homeowners insurance (our estimate, 0.5% a year)$323
FHA mortgage insurance$468
Total per month$6,377

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Questions about home buying in Crockett

What is the median home value in Crockett?

About $776,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crockett?

Homeowners pay a median $5,488 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crockett?

For the median home with 20% down at 7.11%, the payment is about $4,959 a month. Keeping that under 28% of gross income takes about $212,540 a year.

More about Crockett

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data