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Buying a home in Knightsen, California

The typical owner-occupied home in Knightsen is worth about $953,000, 30% above the California median of $734,700 and 2.9 times the national median of $332,700. Owners pay a median $3,594 a year in property taxes, about 0.38% of their home's value, lower than the California rate of 0.70%. The median household earns $177,232 a year, so the median home costs 5.4 times the median income (7.4 times for California). 98% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.

Knightsen at a glance

Knightsen California U.S.
Median home value $953,000 $734,700 $332,700
Median property tax paid per year $3,594 $5,124 $3,119
Property tax as a share of value 0.38% 0.70% 0.94%
Median household income $177,232 $99,122 $80,734
Homes lived in by their owners 98% 56% 65%
Owner homes with a mortgage 66% 67% 61%
Median monthly costs, owners with a mortgage $3,450 $2,946 $1,963
Those costs as a share of the owners' income 26.9% 24.8% 21.0%
Median rent – $2,036 $1,413
Median year homes were built 1975 1976 1980
Vacant homes 3.7% 7.5% 10.1%
Population 2,264 39,287,377 334,922,499

What a typical home costs per month in Knightsen

At this week's average 30-year rate of 7.11%, buying the median Knightsen home of $953,000 with 20% down costs about $5,828 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $7,568, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $249,753 for the 20%-down payment. That payment is 39% of the median Knightsen household income of $177,232; at that income and 20% down, the 28% guideline points to a home of about $676,000.

20% down, 30-year conventional loan
Down payment$190,600
Loan amount$762,400
Principal and interest$5,129
Property taxes (0.38% a year)$302
Homeowners insurance (our estimate, 0.5% a year)$397
PMI$0
Total per month$5,828

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3.5% down, 30-year FHA loan
Down payment$33,355
Loan amount$935,739
Principal and interest$6,295
Property taxes (0.38% a year)$302
Homeowners insurance (our estimate, 0.5% a year)$397
FHA mortgage insurance$575
Total per month$7,568

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Questions about home buying in Knightsen

What is the median home value in Knightsen?

About $953,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Knightsen?

Homeowners pay a median $3,594 a year, which is about 0.38% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Knightsen?

For the median home with 20% down at 7.11%, the payment is about $5,828 a month. Keeping that under 28% of gross income takes about $249,753 a year.

More about Knightsen

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data