The typical owner-occupied home in Wilseyville is worth about $312,500, 57% below the California median of $734,700 and 6% below the national median of $332,700. Owners pay a median $2,305 a year in property taxes, about 0.74% of their home's value, higher than the California rate of 0.70%. The median household earns $70,043 a year, so the median home costs 4.5 times the median income (7.4 times for California). 87% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Wilseyville at a glance
| Wilseyville | California | U.S. | |
|---|---|---|---|
| Median home value | $312,500 | $734,700 | $332,700 |
| Median property tax paid per year | $2,305 | $5,124 | $3,119 |
| Property tax as a share of value | 0.74% | 0.70% | 0.94% |
| Median household income | $70,043 | $99,122 | $80,734 |
| Homes lived in by their owners | 87% | 56% | 65% |
| Owner homes with a mortgage | 36% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,141 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Rent as a share of renters' income | 27.4% | 32.8% | 30.6% |
| Median year homes were built | 1978 | 1976 | 1980 |
| Vacant homes | 28.5% | 7.5% | 10.1% |
| Population | 798 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Wilseyville
At this week's average 30-year rate of 7.11%, buying the median Wilseyville home of $312,500 with 20% down costs about $2,005 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,525, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $85,915 for the 20%-down payment. That payment is 34% of the median Wilseyville household income of $70,043; at that income and 20% down, the 28% guideline points to a home of about $255,000.
| Down payment | $62,500 |
|---|---|
| Loan amount | $250,000 |
| Principal and interest | $1,682 |
| Property taxes (0.74% a year) | $193 |
| Homeowners insurance (our estimate, 0.5% a year) | $130 |
| PMI | $0 |
| Total per month | $2,005 |
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| Down payment | $10,938 |
|---|---|
| Loan amount | $306,840 |
| Principal and interest | $2,064 |
| Property taxes (0.74% a year) | $193 |
| Homeowners insurance (our estimate, 0.5% a year) | $130 |
| FHA mortgage insurance | $138 |
| Total per month | $2,525 |
Change the numbers in the calculator
Questions about home buying in Wilseyville
What is the median home value in Wilseyville?
About $312,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wilseyville?
Homeowners pay a median $2,305 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wilseyville?
For the median home with 20% down at 7.11%, the payment is about $2,005 a month. Keeping that under 28% of gross income takes about $85,915 a year.
More about Wilseyville
- Mortgage Refinance in Wilseyville
- Debt Relief in Wilseyville
- Home Equity Loans in Wilseyville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data