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Buying a home in Avery, California

The typical owner-occupied home in Avery is worth about $458,100, 38% below the California median of $734,700 and 38% above the national median of $332,700. Owners pay a median $3,280 a year in property taxes, about 0.72% of their home's value, close to the California rate of 0.70%. The median household earns $47,056 a year, so the median home costs 9.7 times the median income (7.4 times for California). 87% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Avery at a glance

Avery California U.S.
Median home value $458,100 $734,700 $332,700
Median property tax paid per year $3,280 $5,124 $3,119
Property tax as a share of value 0.72% 0.70% 0.94%
Median household income $47,056 $99,122 $80,734
Homes lived in by their owners 87% 56% 65%
Owner homes with a mortgage 39% 67% 61%
Median monthly costs, owners with a mortgage – $2,946 $1,963
Those costs as a share of the owners' income 46.7% 24.8% 21.0%
Median rent – $2,036 $1,413
Median year homes were built 1980 1976 1980
Vacant homes 38.6% 7.5% 10.1%
Population 268 39,287,377 334,922,499

What a typical home costs per month in Avery

At this week's average 30-year rate of 7.11%, buying the median Avery home of $458,100 with 20% down costs about $2,931 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,694, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $125,617 for the 20%-down payment. That payment is 75% of the median Avery household income of $47,056; at that income and 20% down, the 28% guideline points to a home of about $172,000.

20% down, 30-year conventional loan
Down payment$91,620
Loan amount$366,480
Principal and interest$2,465
Property taxes (0.72% a year)$275
Homeowners insurance (our estimate, 0.5% a year)$191
PMI$0
Total per month$2,931

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3.5% down, 30-year FHA loan
Down payment$16,034
Loan amount$449,803
Principal and interest$3,026
Property taxes (0.72% a year)$275
Homeowners insurance (our estimate, 0.5% a year)$191
FHA mortgage insurance$203
Total per month$3,694

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Questions about home buying in Avery

What is the median home value in Avery?

About $458,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Avery?

Homeowners pay a median $3,280 a year, which is about 0.72% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Avery?

For the median home with 20% down at 7.11%, the payment is about $2,931 a month. Keeping that under 28% of gross income takes about $125,617 a year.

More about Avery

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data