The typical owner-occupied home in Douglas Flat is worth about $337,400, 54% below the California median of $734,700 and about the same as the national median of $332,700. Owners pay a median $3,374 a year in property taxes, about 1.00% of their home's value, higher than the California rate of 0.70%. The median household earns $128,434 a year, so the median home costs 2.6 times the median income (7.4 times for California). 100% of occupied homes here are lived in by their owners, and 89% of those owners still have a mortgage.
Douglas Flat at a glance
| Douglas Flat | California | U.S. | |
|---|---|---|---|
| Median home value | $337,400 | $734,700 | $332,700 |
| Median property tax paid per year | $3,374 | $5,124 | $3,119 |
| Property tax as a share of value | 1.00% | 0.70% | 0.94% |
| Median household income | $128,434 | $99,122 | $80,734 |
| Homes lived in by their owners | 100% | 56% | 65% |
| Owner homes with a mortgage | 89% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1995 | 1976 | 1980 |
| Vacant homes | 0.0% | 7.5% | 10.1% |
| Population | 181 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Douglas Flat
At this week's average 30-year rate of 7.11%, buying the median Douglas Flat home of $337,400 with 20% down costs about $2,238 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,800, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $95,894 for the 20%-down payment. That payment is 21% of the median Douglas Flat household income of $128,434; at that income and 20% down, the 28% guideline points to a home of about $452,000.
| Down payment | $67,480 |
|---|---|
| Loan amount | $269,920 |
| Principal and interest | $1,816 |
| Property taxes (1.00% a year) | $281 |
| Homeowners insurance (our estimate, 0.5% a year) | $141 |
| PMI | $0 |
| Total per month | $2,238 |
Change the numbers in the calculator
| Down payment | $11,809 |
|---|---|
| Loan amount | $331,289 |
| Principal and interest | $2,229 |
| Property taxes (1.00% a year) | $281 |
| Homeowners insurance (our estimate, 0.5% a year) | $141 |
| FHA mortgage insurance | $149 |
| Total per month | $2,800 |
Change the numbers in the calculator
Questions about home buying in Douglas Flat
What is the median home value in Douglas Flat?
About $337,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Douglas Flat?
Homeowners pay a median $3,374 a year, which is about 1.00% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Douglas Flat?
For the median home with 20% down at 7.11%, the payment is about $2,238 a month. Keeping that under 28% of gross income takes about $95,894 a year.
More about Douglas Flat
- Mortgage Refinance in Douglas Flat
- Debt Relief in Douglas Flat
- Home Equity Loans in Douglas Flat
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data