The typical owner-occupied home in Lonsdale is worth about $161,900, 14% below the Arkansas median of $188,000 and 51% below the national median of $332,700. The median household earns $68,590 a year, so the median home costs 2.4 times the median income (3.1 times for Arkansas). 98% of occupied homes here are lived in by their owners, and 84% of those owners still have a mortgage.
Lonsdale at a glance
| Lonsdale | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $161,900 | $188,000 | $332,700 |
| Median property tax paid per year | – | $1,040 | $3,119 |
| Median household income | $68,590 | $60,773 | $80,734 |
| Homes lived in by their owners | 98% | 66% | 65% |
| Owner homes with a mortgage | 84% | 53% | 61% |
| Median monthly costs, owners with a mortgage | $1,362 | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 22.8% | 18.5% | 21.0% |
| Median rent | – | $947 | $1,413 |
| Median year homes were built | 2014 | 1987 | 1980 |
| Vacant homes | 7.1% | 13.5% | 10.1% |
| Population | 211 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Lonsdale
At this week's average 30-year rate of 7.11%, buying the median Lonsdale home of $161,900 with 20% down costs about $1,087 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,357, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,593 for the 20%-down payment. That payment is 19% of the median Lonsdale household income of $68,590; at that income and 20% down, the 28% guideline points to a home of about $238,000.
| Down payment | $32,380 |
|---|---|
| Loan amount | $129,520 |
| Principal and interest | $871 |
| Property taxes (1.10% a year) | $148 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| PMI | $0 |
| Total per month | $1,087 |
Change the numbers in the calculator
| Down payment | $5,666 |
|---|---|
| Loan amount | $158,968 |
| Principal and interest | $1,069 |
| Property taxes (1.10% a year) | $148 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| FHA mortgage insurance | $72 |
| Total per month | $1,357 |
Change the numbers in the calculator
Questions about home buying in Lonsdale
What is the median home value in Lonsdale?
About $161,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Lonsdale?
For the median home with 20% down at 7.11%, the payment is about $1,087 a month. Keeping that under 28% of gross income takes about $46,593 a year.
More about Lonsdale
- Mortgage Refinance in Lonsdale
- Debt Relief in Lonsdale
- Home Equity Loans in Lonsdale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data