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Buying a home in Yell County, Arkansas

The typical owner-occupied home in Yell County is worth about $143,600, 24% below the Arkansas median of $188,000 and 57% below the national median of $332,700. Owners pay a median $640 a year in property taxes, about 0.45% of their home's value, lower than the Arkansas rate of 0.55%. The median household earns $55,934 a year, so the median home costs 2.6 times the median income (3.1 times for Arkansas). 68% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Yell County at a glance

Yell County Arkansas U.S.
Median home value $143,600 $188,000 $332,700
Median property tax paid per year $640 $1,040 $3,119
Property tax as a share of value 0.45% 0.55% 0.94%
Median household income $55,934 $60,773 $80,734
Homes lived in by their owners 68% 66% 65%
Owner homes with a mortgage 46% 53% 61%
Median monthly costs, owners with a mortgage $1,153 $1,345 $1,963
Those costs as a share of the owners' income 17.8% 18.5% 21.0%
Median rent $735 $947 $1,413
Rent as a share of renters' income 23.6% 27.6% 30.6%
Median year homes were built 1984 1987 1980
Vacant homes 10.6% 13.5% 10.1%
Population 20,134 3,049,391 334,922,499

What a typical home costs per month in Yell County

At this week's average 30-year rate of 7.11%, buying the median Yell County home of $143,600 with 20% down costs about $886 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,126, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,992 for the 20%-down payment. That payment is 19% of the median Yell County household income of $55,934; at that income and 20% down, the 28% guideline points to a home of about $211,000.

The median rent here is $735 a month, so owning the median home costs about $151 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$28,720
Loan amount$114,880
Principal and interest$773
Property taxes (0.45% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$60
PMI$0
Total per month$886

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3.5% down, 30-year FHA loan
Down payment$5,026
Loan amount$140,999
Principal and interest$949
Property taxes (0.45% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$60
FHA mortgage insurance$64
Total per month$1,126

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Questions about home buying in Yell County

What is the median home value in Yell County?

About $143,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Yell County?

Homeowners pay a median $640 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Yell County?

For the median home with 20% down at 7.11%, the payment is about $886 a month. Keeping that under 28% of gross income takes about $37,992 a year.

More about Yell County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data