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Buying a home in Pope County, Arkansas

The typical owner-occupied home in Pope County is worth about $170,100, 10% below the Arkansas median of $188,000 and 49% below the national median of $332,700. Owners pay a median $945 a year in property taxes, about 0.56% of their home's value, close to the Arkansas rate of 0.55%. The median household earns $57,344 a year, so the median home costs 3.0 times the median income (3.1 times for Arkansas). 70% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Pope County at a glance

Pope County Arkansas U.S.
Median home value $170,100 $188,000 $332,700
Median property tax paid per year $945 $1,040 $3,119
Property tax as a share of value 0.56% 0.55% 0.94%
Median household income $57,344 $60,773 $80,734
Homes lived in by their owners 70% 66% 65%
Owner homes with a mortgage 55% 53% 61%
Median monthly costs, owners with a mortgage $1,182 $1,345 $1,963
Those costs as a share of the owners' income 18.7% 18.5% 21.0%
Median rent $859 $947 $1,413
Rent as a share of renters' income 27.6% 27.6% 30.6%
Median year homes were built 1988 1987 1980
Vacant homes 10.3% 13.5% 10.1%
Population 64,131 3,049,391 334,922,499

What a typical home costs per month in Pope County

At this week's average 30-year rate of 7.11%, buying the median Pope County home of $170,100 with 20% down costs about $1,066 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,349, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,672 for the 20%-down payment. That payment is 22% of the median Pope County household income of $57,344; at that income and 20% down, the 28% guideline points to a home of about $214,000.

The median rent here is $859 a month, so owning the median home costs about $207 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$34,020
Loan amount$136,080
Principal and interest$915
Property taxes (0.56% a year)$79
Homeowners insurance (our estimate, 0.5% a year)$71
PMI$0
Total per month$1,066

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3.5% down, 30-year FHA loan
Down payment$5,954
Loan amount$167,019
Principal and interest$1,124
Property taxes (0.56% a year)$79
Homeowners insurance (our estimate, 0.5% a year)$71
FHA mortgage insurance$75
Total per month$1,349

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Questions about home buying in Pope County

What is the median home value in Pope County?

About $170,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pope County?

Homeowners pay a median $945 a year, which is about 0.56% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pope County?

For the median home with 20% down at 7.11%, the payment is about $1,066 a month. Keeping that under 28% of gross income takes about $45,672 a year.

More about Pope County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data