The typical owner-occupied home in Calhoun County is worth about $110,700, 41% below the Arkansas median of $188,000 and 67% below the national median of $332,700. Owners pay a median $515 a year in property taxes, about 0.47% of their home's value, lower than the Arkansas rate of 0.55%. The median household earns $66,809 a year, so the median home costs 1.7 times the median income (3.1 times for Arkansas). 88% of occupied homes here are lived in by their owners, and 27% of those owners still have a mortgage.
Calhoun County at a glance
| Calhoun County | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $110,700 | $188,000 | $332,700 |
| Median property tax paid per year | $515 | $1,040 | $3,119 |
| Property tax as a share of value | 0.47% | 0.55% | 0.94% |
| Median household income | $66,809 | $60,773 | $80,734 |
| Homes lived in by their owners | 88% | 66% | 65% |
| Owner homes with a mortgage | 27% | 53% | 61% |
| Median monthly costs, owners with a mortgage | $1,042 | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 15.0% | 18.5% | 21.0% |
| Median rent | $769 | $947 | $1,413 |
| Rent as a share of renters' income | 21.6% | 27.6% | 30.6% |
| Median year homes were built | 1982 | 1987 | 1980 |
| Vacant homes | 31.5% | 13.5% | 10.1% |
| Population | 4,704 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Calhoun County
At this week's average 30-year rate of 7.11%, buying the median Calhoun County home of $110,700 with 20% down costs about $685 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $870, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,367 for the 20%-down payment. That payment is 12% of the median Calhoun County household income of $66,809; at that income and 20% down, the 28% guideline points to a home of about $252,000.
The median rent here is $769 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $22,140 |
|---|---|
| Loan amount | $88,560 |
| Principal and interest | $596 |
| Property taxes (0.47% a year) | $43 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $685 |
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| Down payment | $3,874 |
|---|---|
| Loan amount | $108,695 |
| Principal and interest | $731 |
| Property taxes (0.47% a year) | $43 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $870 |
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Questions about home buying in Calhoun County
What is the median home value in Calhoun County?
About $110,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Calhoun County?
Homeowners pay a median $515 a year, which is about 0.47% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Calhoun County?
For the median home with 20% down at 7.11%, the payment is about $685 a month. Keeping that under 28% of gross income takes about $29,367 a year.
More about Calhoun County
- Mortgage Refinance in Calhoun County
- Debt Relief in Calhoun County
- Home Equity Loans in Calhoun County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data