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Buying a home in Crittenden County, Arkansas

The typical owner-occupied home in Crittenden County is worth about $160,200, 15% below the Arkansas median of $188,000 and 52% below the national median of $332,700. Owners pay a median $987 a year in property taxes, about 0.62% of their home's value, higher than the Arkansas rate of 0.55%. The median household earns $55,358 a year, so the median home costs 2.9 times the median income (3.1 times for Arkansas). 57% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.

Crittenden County at a glance

Crittenden County Arkansas U.S.
Median home value $160,200 $188,000 $332,700
Median property tax paid per year $987 $1,040 $3,119
Property tax as a share of value 0.62% 0.55% 0.94%
Median household income $55,358 $60,773 $80,734
Homes lived in by their owners 57% 66% 65%
Owner homes with a mortgage 57% 53% 61%
Median monthly costs, owners with a mortgage $1,286 $1,345 $1,963
Those costs as a share of the owners' income 18.6% 18.5% 21.0%
Median rent $911 $947 $1,413
Rent as a share of renters' income 28.0% 27.6% 30.6%
Median year homes were built 1983 1987 1980
Vacant homes 14.9% 13.5% 10.1%
Population 47,266 3,049,391 334,922,499

What a typical home costs per month in Crittenden County

At this week's average 30-year rate of 7.11%, buying the median Crittenden County home of $160,200 with 20% down costs about $1,012 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,279, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,357 for the 20%-down payment. That payment is 22% of the median Crittenden County household income of $55,358; at that income and 20% down, the 28% guideline points to a home of about $205,000.

The median rent here is $911 a month, so owning the median home costs about $101 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$32,040
Loan amount$128,160
Principal and interest$862
Property taxes (0.62% a year)$83
Homeowners insurance (our estimate, 0.5% a year)$67
PMI$0
Total per month$1,012

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3.5% down, 30-year FHA loan
Down payment$5,607
Loan amount$157,298
Principal and interest$1,058
Property taxes (0.62% a year)$83
Homeowners insurance (our estimate, 0.5% a year)$67
FHA mortgage insurance$71
Total per month$1,279

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Questions about home buying in Crittenden County

What is the median home value in Crittenden County?

About $160,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crittenden County?

Homeowners pay a median $987 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crittenden County?

For the median home with 20% down at 7.11%, the payment is about $1,012 a month. Keeping that under 28% of gross income takes about $43,357 a year.

More about Crittenden County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data