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Buying a home in Bryant, Arkansas

The typical owner-occupied home in Bryant is worth about $223,200, 19% above the Arkansas median of $188,000 and 33% below the national median of $332,700. Owners pay a median $1,487 a year in property taxes, about 0.67% of their home's value, higher than the Arkansas rate of 0.55%. The median household earns $83,024 a year, so the median home costs 2.7 times the median income (3.1 times for Arkansas). 71% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.

Bryant at a glance

Bryant Arkansas U.S.
Median home value $223,200 $188,000 $332,700
Median property tax paid per year $1,487 $1,040 $3,119
Property tax as a share of value 0.67% 0.55% 0.94%
Median household income $83,024 $60,773 $80,734
Homes lived in by their owners 71% 66% 65%
Owner homes with a mortgage 63% 53% 61%
Median monthly costs, owners with a mortgage $1,563 $1,345 $1,963
Those costs as a share of the owners' income 19.2% 18.5% 21.0%
Median rent $993 $947 $1,413
Rent as a share of renters' income 25.9% 27.6% 30.6%
Median year homes were built 2000 1987 1980
Vacant homes 2.8% 13.5% 10.1%
Population 21,504 3,049,391 334,922,499

What a typical home costs per month in Bryant

At this week's average 30-year rate of 7.11%, buying the median Bryant home of $223,200 with 20% down costs about $1,419 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,791, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,806 for the 20%-down payment. That payment is 21% of the median Bryant household income of $83,024; at that income and 20% down, the 28% guideline points to a home of about $305,000.

The median rent here is $993 a month, so owning the median home costs about $426 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$44,640
Loan amount$178,560
Principal and interest$1,201
Property taxes (0.67% a year)$125
Homeowners insurance (our estimate, 0.5% a year)$93
PMI$0
Total per month$1,419

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3.5% down, 30-year FHA loan
Down payment$7,812
Loan amount$219,157
Principal and interest$1,474
Property taxes (0.67% a year)$125
Homeowners insurance (our estimate, 0.5% a year)$93
FHA mortgage insurance$99
Total per month$1,791

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Questions about home buying in Bryant

What is the median home value in Bryant?

About $223,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bryant?

Homeowners pay a median $1,487 a year, which is about 0.67% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bryant?

For the median home with 20% down at 7.11%, the payment is about $1,419 a month. Keeping that under 28% of gross income takes about $60,806 a year.

More about Bryant

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data