The typical owner-occupied home in Subiaco is worth about $169,000, 10% below the Arkansas median of $188,000 and 49% below the national median of $332,700. Owners pay a median $869 a year in property taxes, about 0.51% of their home's value, lower than the Arkansas rate of 0.55%. The median household earns $57,868 a year, so the median home costs 2.9 times the median income (3.1 times for Arkansas). 90% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.
Subiaco at a glance
| Subiaco | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $169,000 | $188,000 | $332,700 |
| Median property tax paid per year | $869 | $1,040 | $3,119 |
| Property tax as a share of value | 0.51% | 0.55% | 0.94% |
| Median household income | $57,868 | $60,773 | $80,734 |
| Homes lived in by their owners | 90% | 66% | 65% |
| Owner homes with a mortgage | 22% | 53% | 61% |
| Median monthly costs, owners with a mortgage | $1,000 | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 18.5% | 21.0% |
| Median rent | $750 | $947 | $1,413 |
| Rent as a share of renters' income | 23.8% | 27.6% | 30.6% |
| Median year homes were built | 1979 | 1987 | 1980 |
| Vacant homes | 17.6% | 13.5% | 10.1% |
| Population | 405 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Subiaco
At this week's average 30-year rate of 7.11%, buying the median Subiaco home of $169,000 with 20% down costs about $1,052 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,333, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,075 for the 20%-down payment. That payment is 22% of the median Subiaco household income of $57,868; at that income and 20% down, the 28% guideline points to a home of about $217,000.
The median rent here is $750 a month, so owning the median home costs about $302 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $33,800 |
|---|---|
| Loan amount | $135,200 |
| Principal and interest | $910 |
| Property taxes (0.51% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| PMI | $0 |
| Total per month | $1,052 |
Change the numbers in the calculator
| Down payment | $5,915 |
|---|---|
| Loan amount | $165,939 |
| Principal and interest | $1,116 |
| Property taxes (0.51% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| FHA mortgage insurance | $75 |
| Total per month | $1,333 |
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Questions about home buying in Subiaco
What is the median home value in Subiaco?
About $169,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Subiaco?
Homeowners pay a median $869 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Subiaco?
For the median home with 20% down at 7.11%, the payment is about $1,052 a month. Keeping that under 28% of gross income takes about $45,075 a year.
More about Subiaco
- Mortgage Refinance in Subiaco
- Debt Relief in Subiaco
- Home Equity Loans in Subiaco
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data