The typical owner-occupied home in Blue Mountain is worth about $74,300, 60% below the Arkansas median of $188,000 and 78% below the national median of $332,700. Owners pay a median $538 a year in property taxes, about 0.72% of their home's value, higher than the Arkansas rate of 0.55%. The median household earns $22,750 a year, so the median home costs 3.3 times the median income (3.1 times for Arkansas). 72% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Blue Mountain at a glance
| Blue Mountain | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $74,300 | $188,000 | $332,700 |
| Median property tax paid per year | $538 | $1,040 | $3,119 |
| Property tax as a share of value | 0.72% | 0.55% | 0.94% |
| Median household income | $22,750 | $60,773 | $80,734 |
| Homes lived in by their owners | 72% | 66% | 65% |
| Owner homes with a mortgage | 43% | 53% | 61% |
| Median monthly costs, owners with a mortgage | $1,036 | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 41.4% | 18.5% | 21.0% |
| Median rent | – | $947 | $1,413 |
| Median year homes were built | 1971 | 1987 | 1980 |
| Vacant homes | 20.4% | 13.5% | 10.1% |
| Population | 139 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Blue Mountain
At this week's average 30-year rate of 7.11%, buying the median Blue Mountain home of $74,300 with 20% down costs about $475 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $599, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,374 for the 20%-down payment. That payment is 25% of the median Blue Mountain household income of $22,750; at that income and 20% down, the 28% guideline points to a home of about $83,000.
| Down payment | $14,860 |
|---|---|
| Loan amount | $59,440 |
| Principal and interest | $400 |
| Property taxes (0.72% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| PMI | $0 |
| Total per month | $475 |
Change the numbers in the calculator
| Down payment | $2,600 |
|---|---|
| Loan amount | $72,954 |
| Principal and interest | $491 |
| Property taxes (0.72% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| FHA mortgage insurance | $33 |
| Total per month | $599 |
Change the numbers in the calculator
Questions about home buying in Blue Mountain
What is the median home value in Blue Mountain?
About $74,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Blue Mountain?
Homeowners pay a median $538 a year, which is about 0.72% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Blue Mountain?
For the median home with 20% down at 7.11%, the payment is about $475 a month. Keeping that under 28% of gross income takes about $20,374 a year.
More about Blue Mountain
- Mortgage Refinance in Blue Mountain
- Debt Relief in Blue Mountain
- Home Equity Loans in Blue Mountain
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data