The typical owner-occupied home in Piney View is worth about $98,800, 39% below the West Virginia median of $162,600 and 70% below the national median of $332,700. Owners pay a median $842 a year in property taxes, about 0.85% of their home's value, higher than the West Virginia rate of 0.53%. The median household earns $66,422 a year, so the median home costs 1.5 times the median income (2.7 times for West Virginia). 87% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Piney View at a glance
| Piney View | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $98,800 | $162,600 | $332,700 |
| Median property tax paid per year | $842 | $865 | $3,119 |
| Property tax as a share of value | 0.85% | 0.53% | 0.94% |
| Median household income | $66,422 | $59,608 | $80,734 |
| Homes lived in by their owners | 87% | 75% | 65% |
| Owner homes with a mortgage | 55% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $1,196 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 14.1% | 17.3% | 21.0% |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1964 | 1976 | 1980 |
| Vacant homes | 6.1% | 15.4% | 10.1% |
| Population | 986 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Piney View
At this week's average 30-year rate of 7.11%, buying the median Piney View home of $98,800 with 20% down costs about $643 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $807, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,551 for the 20%-down payment. That payment is 12% of the median Piney View household income of $66,422; at that income and 20% down, the 28% guideline points to a home of about $238,000.
| Down payment | $19,760 |
|---|---|
| Loan amount | $79,040 |
| Principal and interest | $532 |
| Property taxes (0.85% a year) | $70 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $643 |
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| Down payment | $3,458 |
|---|---|
| Loan amount | $97,010 |
| Principal and interest | $653 |
| Property taxes (0.85% a year) | $70 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $44 |
| Total per month | $807 |
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Questions about home buying in Piney View
What is the median home value in Piney View?
About $98,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Piney View?
Homeowners pay a median $842 a year, which is about 0.85% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Piney View?
For the median home with 20% down at 7.11%, the payment is about $643 a month. Keeping that under 28% of gross income takes about $27,551 a year.
More about Piney View
- Mortgage Refinance in Piney View
- Debt Relief in Piney View
- Home Equity Loans in Piney View
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data