The typical owner-occupied home in Crab Orchard is worth about $168,200, 3% above the West Virginia median of $162,600 and 49% below the national median of $332,700. Owners pay a median $556 a year in property taxes, about 0.33% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $43,792 a year, so the median home costs 3.8 times the median income (2.7 times for West Virginia). 87% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.
Crab Orchard at a glance
| Crab Orchard | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $168,200 | $162,600 | $332,700 |
| Median property tax paid per year | $556 | $865 | $3,119 |
| Property tax as a share of value | 0.33% | 0.53% | 0.94% |
| Median household income | $43,792 | $59,608 | $80,734 |
| Homes lived in by their owners | 87% | 75% | 65% |
| Owner homes with a mortgage | 37% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $1,002 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 20.1% | 17.3% | 21.0% |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1964 | 1976 | 1980 |
| Vacant homes | 28.5% | 15.4% | 10.1% |
| Population | 1,139 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Crab Orchard
At this week's average 30-year rate of 7.11%, buying the median Crab Orchard home of $168,200 with 20% down costs about $1,022 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,302, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,780 for the 20%-down payment. That payment is 28% of the median Crab Orchard household income of $43,792; at that income and 20% down, the 28% guideline points to a home of about $168,000.
| Down payment | $33,640 |
|---|---|
| Loan amount | $134,560 |
| Principal and interest | $905 |
| Property taxes (0.33% a year) | $46 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| PMI | $0 |
| Total per month | $1,022 |
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| Down payment | $5,887 |
|---|---|
| Loan amount | $165,153 |
| Principal and interest | $1,111 |
| Property taxes (0.33% a year) | $46 |
| Homeowners insurance (our estimate, 0.5% a year) | $70 |
| FHA mortgage insurance | $74 |
| Total per month | $1,302 |
Change the numbers in the calculator
Questions about home buying in Crab Orchard
What is the median home value in Crab Orchard?
About $168,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Crab Orchard?
Homeowners pay a median $556 a year, which is about 0.33% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Crab Orchard?
For the median home with 20% down at 7.11%, the payment is about $1,022 a month. Keeping that under 28% of gross income takes about $43,780 a year.
More about Crab Orchard
- Mortgage Refinance in Crab Orchard
- Debt Relief in Crab Orchard
- Home Equity Loans in Crab Orchard
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data