The typical owner-occupied home in Bruceton Mills is worth about $129,200, 21% below the West Virginia median of $162,600 and 61% below the national median of $332,700. The median household earns $101,000 a year, so the median home costs 1.3 times the median income (2.7 times for West Virginia). 78% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.
Bruceton Mills at a glance
| Bruceton Mills | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $129,200 | $162,600 | $332,700 |
| Median property tax paid per year | – | $865 | $3,119 |
| Median household income | $101,000 | $59,608 | $80,734 |
| Homes lived in by their owners | 78% | 75% | 65% |
| Owner homes with a mortgage | 21% | 46% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,255 | $1,963 |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1968 | 1976 | 1980 |
| Vacant homes | 14.3% | 15.4% | 10.1% |
| Population | 71 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Bruceton Mills
At this week's average 30-year rate of 7.11%, buying the median Bruceton Mills home of $129,200 with 20% down costs about $868 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,083, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,182 for the 20%-down payment. That payment is 10% of the median Bruceton Mills household income of $101,000; at that income and 20% down, the 28% guideline points to a home of about $351,000.
| Down payment | $25,840 |
|---|---|
| Loan amount | $103,360 |
| Principal and interest | $695 |
| Property taxes (1.10% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $54 |
| PMI | $0 |
| Total per month | $868 |
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| Down payment | $4,522 |
|---|---|
| Loan amount | $126,860 |
| Principal and interest | $853 |
| Property taxes (1.10% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $54 |
| FHA mortgage insurance | $57 |
| Total per month | $1,083 |
Change the numbers in the calculator
Questions about home buying in Bruceton Mills
What is the median home value in Bruceton Mills?
About $129,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Bruceton Mills?
For the median home with 20% down at 7.11%, the payment is about $868 a month. Keeping that under 28% of gross income takes about $37,182 a year.
More about Bruceton Mills
- Mortgage Refinance in Bruceton Mills
- Debt Relief in Bruceton Mills
- Home Equity Loans in Bruceton Mills
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data