The typical owner-occupied home in Arthurdale is worth about $153,900, 5% below the West Virginia median of $162,600 and 54% below the national median of $332,700. Owners pay a median $689 a year in property taxes, about 0.45% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $81,285 a year, so the median home costs 1.9 times the median income (2.7 times for West Virginia). 100% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Arthurdale at a glance
| Arthurdale | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $153,900 | $162,600 | $332,700 |
| Median property tax paid per year | $689 | $865 | $3,119 |
| Property tax as a share of value | 0.45% | 0.53% | 0.94% |
| Median household income | $81,285 | $59,608 | $80,734 |
| Homes lived in by their owners | 100% | 75% | 65% |
| Owner homes with a mortgage | 68% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $1,410 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 17.3% | 21.0% |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1989 | 1976 | 1980 |
| Vacant homes | 22.6% | 15.4% | 10.1% |
| Population | 982 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Arthurdale
At this week's average 30-year rate of 7.11%, buying the median Arthurdale home of $153,900 with 20% down costs about $950 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,206, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,718 for the 20%-down payment. That payment is 14% of the median Arthurdale household income of $81,285; at that income and 20% down, the 28% guideline points to a home of about $307,000.
| Down payment | $30,780 |
|---|---|
| Loan amount | $123,120 |
| Principal and interest | $828 |
| Property taxes (0.45% a year) | $58 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $950 |
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| Down payment | $5,386 |
|---|---|
| Loan amount | $151,112 |
| Principal and interest | $1,017 |
| Property taxes (0.45% a year) | $58 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $68 |
| Total per month | $1,206 |
Change the numbers in the calculator
Questions about home buying in Arthurdale
What is the median home value in Arthurdale?
About $153,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Arthurdale?
Homeowners pay a median $689 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Arthurdale?
For the median home with 20% down at 7.11%, the payment is about $950 a month. Keeping that under 28% of gross income takes about $40,718 a year.
More about Arthurdale
- Mortgage Refinance in Arthurdale
- Debt Relief in Arthurdale
- Home Equity Loans in Arthurdale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data