The typical owner-occupied home in Clendenin is worth about $116,300, 28% below the West Virginia median of $162,600 and 65% below the national median of $332,700. Owners pay a median $595 a year in property taxes, about 0.51% of their home's value, close to the West Virginia rate of 0.53%. The median household earns $69,583 a year, so the median home costs 1.7 times the median income (2.7 times for West Virginia). 78% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Clendenin at a glance
| Clendenin | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $116,300 | $162,600 | $332,700 |
| Median property tax paid per year | $595 | $865 | $3,119 |
| Property tax as a share of value | 0.51% | 0.53% | 0.94% |
| Median household income | $69,583 | $59,608 | $80,734 |
| Homes lived in by their owners | 78% | 75% | 65% |
| Owner homes with a mortgage | 55% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $1,256 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 21.0% | 17.3% | 21.0% |
| Median rent | $820 | $872 | $1,413 |
| Rent as a share of renters' income | 30.0% | 29.4% | 30.6% |
| Median year homes were built | 1951 | 1976 | 1980 |
| Vacant homes | 31.7% | 15.4% | 10.1% |
| Population | 903 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Clendenin
At this week's average 30-year rate of 7.11%, buying the median Clendenin home of $116,300 with 20% down costs about $724 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $918, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,019 for the 20%-down payment. That payment is 12% of the median Clendenin household income of $69,583; at that income and 20% down, the 28% guideline points to a home of about $261,000.
The median rent here is $820 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $23,260 |
|---|---|
| Loan amount | $93,040 |
| Principal and interest | $626 |
| Property taxes (0.51% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| PMI | $0 |
| Total per month | $724 |
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| Down payment | $4,070 |
|---|---|
| Loan amount | $114,194 |
| Principal and interest | $768 |
| Property taxes (0.51% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| FHA mortgage insurance | $51 |
| Total per month | $918 |
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Questions about home buying in Clendenin
What is the median home value in Clendenin?
About $116,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Clendenin?
Homeowners pay a median $595 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Clendenin?
For the median home with 20% down at 7.11%, the payment is about $724 a month. Keeping that under 28% of gross income takes about $31,019 a year.
More about Clendenin
- Mortgage Refinance in Clendenin
- Debt Relief in Clendenin
- Home Equity Loans in Clendenin
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data