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Buying a home in Reynoldsville, West Virginia

The typical owner-occupied home in Reynoldsville is worth about $103,100, 37% below the West Virginia median of $162,600 and 69% below the national median of $332,700. Owners pay a median $433 a year in property taxes, about 0.42% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $103,229 a year, so the median home costs 1.0 times the median income (2.7 times for West Virginia). 88% of occupied homes here are lived in by their owners, and 16% of those owners still have a mortgage.

Reynoldsville at a glance

Reynoldsville West Virginia U.S.
Median home value $103,100 $162,600 $332,700
Median property tax paid per year $433 $865 $3,119
Property tax as a share of value 0.42% 0.53% 0.94%
Median household income $103,229 $59,608 $80,734
Homes lived in by their owners 88% 75% 65%
Owner homes with a mortgage 16% 46% 61%
Median monthly costs, owners with a mortgage – $1,255 $1,963
Median rent – $872 $1,413
Median year homes were built 1955 1976 1980
Vacant homes 44.9% 15.4% 10.1%
Population 111 1,778,373 334,922,499

What a typical home costs per month in Reynoldsville

At this week's average 30-year rate of 7.11%, buying the median Reynoldsville home of $103,100 with 20% down costs about $634 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $806, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,167 for the 20%-down payment. That payment is 7% of the median Reynoldsville household income of $103,229; at that income and 20% down, the 28% guideline points to a home of about $392,000.

20% down, 30-year conventional loan
Down payment$20,620
Loan amount$82,480
Principal and interest$555
Property taxes (0.42% a year)$36
Homeowners insurance (our estimate, 0.5% a year)$43
PMI$0
Total per month$634

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3.5% down, 30-year FHA loan
Down payment$3,608
Loan amount$101,233
Principal and interest$681
Property taxes (0.42% a year)$36
Homeowners insurance (our estimate, 0.5% a year)$43
FHA mortgage insurance$46
Total per month$806

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Questions about home buying in Reynoldsville

What is the median home value in Reynoldsville?

About $103,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Reynoldsville?

Homeowners pay a median $433 a year, which is about 0.42% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Reynoldsville?

For the median home with 20% down at 7.11%, the payment is about $634 a month. Keeping that under 28% of gross income takes about $27,167 a year.

More about Reynoldsville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data