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Buying a home in Bridgeport, West Virginia

The typical owner-occupied home in Bridgeport is worth about $291,600, 79% above the West Virginia median of $162,600 and 12% below the national median of $332,700. Owners pay a median $1,759 a year in property taxes, about 0.60% of their home's value, higher than the West Virginia rate of 0.53%. The median household earns $100,022 a year, so the median home costs 2.9 times the median income (2.7 times for West Virginia). 75% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.

Bridgeport at a glance

Bridgeport West Virginia U.S.
Median home value $291,600 $162,600 $332,700
Median property tax paid per year $1,759 $865 $3,119
Property tax as a share of value 0.60% 0.53% 0.94%
Median household income $100,022 $59,608 $80,734
Homes lived in by their owners 75% 75% 65%
Owner homes with a mortgage 57% 46% 61%
Median monthly costs, owners with a mortgage $1,597 $1,255 $1,963
Those costs as a share of the owners' income 15.9% 17.3% 21.0%
Median rent $1,105 $872 $1,413
Rent as a share of renters' income 25.5% 29.4% 30.6%
Median year homes were built 1979 1976 1980
Vacant homes 7.1% 15.4% 10.1%
Population 9,252 1,778,373 334,922,499

What a typical home costs per month in Bridgeport

At this week's average 30-year rate of 7.11%, buying the median Bridgeport home of $291,600 with 20% down costs about $1,837 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,322, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $78,711 for the 20%-down payment. That payment is 22% of the median Bridgeport household income of $100,022; at that income and 20% down, the 28% guideline points to a home of about $371,000.

The median rent here is $1,105 a month, so owning the median home costs about $732 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$58,320
Loan amount$233,280
Principal and interest$1,569
Property taxes (0.60% a year)$146
Homeowners insurance (our estimate, 0.5% a year)$122
PMI$0
Total per month$1,837

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3.5% down, 30-year FHA loan
Down payment$10,206
Loan amount$286,318
Principal and interest$1,926
Property taxes (0.60% a year)$146
Homeowners insurance (our estimate, 0.5% a year)$122
FHA mortgage insurance$129
Total per month$2,322

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Questions about home buying in Bridgeport

What is the median home value in Bridgeport?

About $291,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bridgeport?

Homeowners pay a median $1,759 a year, which is about 0.60% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bridgeport?

For the median home with 20% down at 7.11%, the payment is about $1,837 a month. Keeping that under 28% of gross income takes about $78,711 a year.

More about Bridgeport

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data