The typical owner-occupied home in Lamont is worth about $102,100, 82% below the Washington median of $564,600 and 69% below the national median of $332,700. Owners pay a median $380 a year in property taxes, about 0.37% of their home's value, lower than the Washington rate of 0.81%. 95% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.
Lamont at a glance
| Lamont | Washington | U.S. | |
|---|---|---|---|
| Median home value | $102,100 | $564,600 | $332,700 |
| Median property tax paid per year | $380 | $4,556 | $3,119 |
| Property tax as a share of value | 0.37% | 0.81% | 0.94% |
| Median household income | – | $98,141 | $80,734 |
| Homes lived in by their owners | 95% | 64% | 65% |
| Owner homes with a mortgage | 32% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $640 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 22.2% | 21.0% |
| Median rent | – | $1,760 | $1,413 |
| Median year homes were built | 1969 | 1985 | 1980 |
| Vacant homes | 0.0% | 7.3% | 10.1% |
| Population | 170 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Lamont
At this week's average 30-year rate of 7.11%, buying the median Lamont home of $102,100 with 20% down costs about $623 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $794, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,721 for the 20%-down payment.
| Down payment | $20,420 |
|---|---|
| Loan amount | $81,680 |
| Principal and interest | $549 |
| Property taxes (0.37% a year) | $31 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $623 |
Change the numbers in the calculator
| Down payment | $3,574 |
|---|---|
| Loan amount | $100,251 |
| Principal and interest | $674 |
| Property taxes (0.37% a year) | $31 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $45 |
| Total per month | $794 |
Change the numbers in the calculator
Questions about home buying in Lamont
What is the median home value in Lamont?
About $102,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lamont?
Homeowners pay a median $380 a year, which is about 0.37% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lamont?
For the median home with 20% down at 7.11%, the payment is about $623 a month. Keeping that under 28% of gross income takes about $26,721 a year.
More about Lamont
- Mortgage Refinance in Lamont
- Debt Relief in Lamont
- Home Equity Loans in Lamont
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data