The typical owner-occupied home in Lacrosse is worth about $112,700, 80% below the Washington median of $564,600 and 66% below the national median of $332,700. Owners pay a median $1,222 a year in property taxes, about 1.08% of their home's value, higher than the Washington rate of 0.81%. The median household earns $33,621 a year, so the median home costs 3.4 times the median income (5.8 times for Washington). 85% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Lacrosse at a glance
| Lacrosse | Washington | U.S. | |
|---|---|---|---|
| Median home value | $112,700 | $564,600 | $332,700 |
| Median property tax paid per year | $1,222 | $4,556 | $3,119 |
| Property tax as a share of value | 1.08% | 0.81% | 0.94% |
| Median household income | $33,621 | $98,141 | $80,734 |
| Homes lived in by their owners | 85% | 64% | 65% |
| Owner homes with a mortgage | 25% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,175 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 37.9% | 22.2% | 21.0% |
| Median rent | $658 | $1,760 | $1,413 |
| Rent as a share of renters' income | 33.8% | 30.0% | 30.6% |
| Median year homes were built | 1953 | 1985 | 1980 |
| Vacant homes | 17.6% | 7.3% | 10.1% |
| Population | 357 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Lacrosse
At this week's average 30-year rate of 7.11%, buying the median Lacrosse home of $112,700 with 20% down costs about $755 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $943, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,353 for the 20%-down payment. That payment is 27% of the median Lacrosse household income of $33,621; at that income and 20% down, the 28% guideline points to a home of about $117,000.
The median rent here is $658 a month, so owning the median home costs about $97 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $22,540 |
|---|---|
| Loan amount | $90,160 |
| Principal and interest | $607 |
| Property taxes (1.08% a year) | $101 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| PMI | $0 |
| Total per month | $755 |
Change the numbers in the calculator
| Down payment | $3,944 |
|---|---|
| Loan amount | $110,659 |
| Principal and interest | $744 |
| Property taxes (1.08% a year) | $101 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| FHA mortgage insurance | $50 |
| Total per month | $943 |
Change the numbers in the calculator
Questions about home buying in Lacrosse
What is the median home value in Lacrosse?
About $112,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lacrosse?
Homeowners pay a median $1,222 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lacrosse?
For the median home with 20% down at 7.11%, the payment is about $755 a month. Keeping that under 28% of gross income takes about $32,353 a year.
More about Lacrosse
- Mortgage Refinance in Lacrosse
- Debt Relief in Lacrosse
- Home Equity Loans in Lacrosse
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data