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Buying a home in Springdale, Washington

The typical owner-occupied home in Springdale is worth about $210,400, 63% below the Washington median of $564,600 and 37% below the national median of $332,700. Owners pay a median $971 a year in property taxes, about 0.46% of their home's value, lower than the Washington rate of 0.81%. The median household earns $43,125 a year, so the median home costs 4.9 times the median income (5.8 times for Washington). 81% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.

Springdale at a glance

Springdale Washington U.S.
Median home value $210,400 $564,600 $332,700
Median property tax paid per year $971 $4,556 $3,119
Property tax as a share of value 0.46% 0.81% 0.94%
Median household income $43,125 $98,141 $80,734
Homes lived in by their owners 81% 64% 65%
Owner homes with a mortgage 45% 66% 61%
Median monthly costs, owners with a mortgage $1,313 $2,445 $1,963
Those costs as a share of the owners' income 28.3% 22.2% 21.0%
Median rent – $1,760 $1,413
Median year homes were built 1969 1985 1980
Vacant homes 12.4% 7.3% 10.1%
Population 451 7,816,116 334,922,499

What a typical home costs per month in Springdale

At this week's average 30-year rate of 7.11%, buying the median Springdale home of $210,400 with 20% down costs about $1,301 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,651, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $55,741 for the 20%-down payment. That payment is 36% of the median Springdale household income of $43,125; at that income and 20% down, the 28% guideline points to a home of about $163,000.

20% down, 30-year conventional loan
Down payment$42,080
Loan amount$168,320
Principal and interest$1,132
Property taxes (0.46% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$88
PMI$0
Total per month$1,301

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3.5% down, 30-year FHA loan
Down payment$7,364
Loan amount$206,589
Principal and interest$1,390
Property taxes (0.46% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$88
FHA mortgage insurance$93
Total per month$1,651

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Questions about home buying in Springdale

What is the median home value in Springdale?

About $210,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Springdale?

Homeowners pay a median $971 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Springdale?

For the median home with 20% down at 7.11%, the payment is about $1,301 a month. Keeping that under 28% of gross income takes about $55,741 a year.

More about Springdale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data