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Buying a home in Northport, Washington

The typical owner-occupied home in Northport is worth about $156,300, 72% below the Washington median of $564,600 and 53% below the national median of $332,700. Owners pay a median $1,196 a year in property taxes, about 0.77% of their home's value, lower than the Washington rate of 0.81%. The median household earns $33,333 a year, so the median home costs 4.7 times the median income (5.8 times for Washington). 54% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.

Northport at a glance

Northport Washington U.S.
Median home value $156,300 $564,600 $332,700
Median property tax paid per year $1,196 $4,556 $3,119
Property tax as a share of value 0.77% 0.81% 0.94%
Median household income $33,333 $98,141 $80,734
Homes lived in by their owners 54% 64% 65%
Owner homes with a mortgage 59% 66% 61%
Median monthly costs, owners with a mortgage $1,208 $2,445 $1,963
Those costs as a share of the owners' income 36.0% 22.2% 21.0%
Median rent $700 $1,760 $1,413
Rent as a share of renters' income 27.3% 30.0% 30.6%
Median year homes were built 1957 1985 1980
Vacant homes 28.0% 7.3% 10.1%
Population 164 7,816,116 334,922,499

What a typical home costs per month in Northport

At this week's average 30-year rate of 7.11%, buying the median Northport home of $156,300 with 20% down costs about $1,007 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,267, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,139 for the 20%-down payment. That payment is 36% of the median Northport household income of $33,333; at that income and 20% down, the 28% guideline points to a home of about $121,000.

The median rent here is $700 a month, so owning the median home costs about $307 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$31,260
Loan amount$125,040
Principal and interest$841
Property taxes (0.77% a year)$100
Homeowners insurance (our estimate, 0.5% a year)$65
PMI$0
Total per month$1,007

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3.5% down, 30-year FHA loan
Down payment$5,470
Loan amount$153,469
Principal and interest$1,032
Property taxes (0.77% a year)$100
Homeowners insurance (our estimate, 0.5% a year)$65
FHA mortgage insurance$69
Total per month$1,267

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Questions about home buying in Northport

What is the median home value in Northport?

About $156,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Northport?

Homeowners pay a median $1,196 a year, which is about 0.77% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Northport?

For the median home with 20% down at 7.11%, the payment is about $1,007 a month. Keeping that under 28% of gross income takes about $43,139 a year.

More about Northport

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data