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Buying a home in Startup, Washington

The typical owner-occupied home in Startup is worth about $359,600, 36% below the Washington median of $564,600 and 8% above the national median of $332,700. Owners pay a median $3,470 a year in property taxes, about 0.96% of their home's value, higher than the Washington rate of 0.81%. The median household earns $66,525 a year, so the median home costs 5.4 times the median income (5.8 times for Washington). 74% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.

Startup at a glance

Startup Washington U.S.
Median home value $359,600 $564,600 $332,700
Median property tax paid per year $3,470 $4,556 $3,119
Property tax as a share of value 0.96% 0.81% 0.94%
Median household income $66,525 $98,141 $80,734
Homes lived in by their owners 74% 64% 65%
Owner homes with a mortgage 52% 66% 61%
Median monthly costs, owners with a mortgage – $2,445 $1,963
Median rent – $1,760 $1,413
Median year homes were built 1964 1985 1980
Vacant homes 18.5% 7.3% 10.1%
Population 555 7,816,116 334,922,499

What a typical home costs per month in Startup

At this week's average 30-year rate of 7.11%, buying the median Startup home of $359,600 with 20% down costs about $2,373 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,972, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $101,689 for the 20%-down payment. That payment is 43% of the median Startup household income of $66,525; at that income and 20% down, the 28% guideline points to a home of about $235,000.

20% down, 30-year conventional loan
Down payment$71,920
Loan amount$287,680
Principal and interest$1,935
Property taxes (0.96% a year)$288
Homeowners insurance (our estimate, 0.5% a year)$150
PMI$0
Total per month$2,373

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3.5% down, 30-year FHA loan
Down payment$12,586
Loan amount$353,087
Principal and interest$2,375
Property taxes (0.96% a year)$288
Homeowners insurance (our estimate, 0.5% a year)$150
FHA mortgage insurance$159
Total per month$2,972

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Questions about home buying in Startup

What is the median home value in Startup?

About $359,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Startup?

Homeowners pay a median $3,470 a year, which is about 0.96% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Startup?

For the median home with 20% down at 7.11%, the payment is about $2,373 a month. Keeping that under 28% of gross income takes about $101,689 a year.

More about Startup

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data