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Buying a home in Darrington, Washington

The typical owner-occupied home in Darrington is worth about $419,400, 26% below the Washington median of $564,600 and 26% above the national median of $332,700. Owners pay a median $2,070 a year in property taxes, about 0.49% of their home's value, lower than the Washington rate of 0.81%. The median household earns $66,488 a year, so the median home costs 6.3 times the median income (5.8 times for Washington). 69% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.

Darrington at a glance

Darrington Washington U.S.
Median home value $419,400 $564,600 $332,700
Median property tax paid per year $2,070 $4,556 $3,119
Property tax as a share of value 0.49% 0.81% 0.94%
Median household income $66,488 $98,141 $80,734
Homes lived in by their owners 69% 64% 65%
Owner homes with a mortgage 73% 66% 61%
Median monthly costs, owners with a mortgage $1,708 $2,445 $1,963
Those costs as a share of the owners' income 21.6% 22.2% 21.0%
Median rent $879 $1,760 $1,413
Rent as a share of renters' income 33.3% 30.0% 30.6%
Median year homes were built 1978 1985 1980
Vacant homes 8.9% 7.3% 10.1%
Population 1,412 7,816,116 334,922,499

What a typical home costs per month in Darrington

At this week's average 30-year rate of 7.11%, buying the median Darrington home of $419,400 with 20% down costs about $2,603 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,302, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $111,560 for the 20%-down payment. That payment is 47% of the median Darrington household income of $66,488; at that income and 20% down, the 28% guideline points to a home of about $250,000.

The median rent here is $879 a month, so owning the median home costs about $1,724 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$83,880
Loan amount$335,520
Principal and interest$2,257
Property taxes (0.49% a year)$171
Homeowners insurance (our estimate, 0.5% a year)$175
PMI$0
Total per month$2,603

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3.5% down, 30-year FHA loan
Down payment$14,679
Loan amount$411,804
Principal and interest$2,770
Property taxes (0.49% a year)$171
Homeowners insurance (our estimate, 0.5% a year)$175
FHA mortgage insurance$186
Total per month$3,302

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Questions about home buying in Darrington

What is the median home value in Darrington?

About $419,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Darrington?

Homeowners pay a median $2,070 a year, which is about 0.49% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Darrington?

For the median home with 20% down at 7.11%, the payment is about $2,603 a month. Keeping that under 28% of gross income takes about $111,560 a year.

More about Darrington

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data