The typical owner-occupied home in Union is worth about $375,400, 34% below the Washington median of $564,600 and 13% above the national median of $332,700. Owners pay a median $3,050 a year in property taxes, about 0.81% of their home's value, close to the Washington rate of 0.81%. 92% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.
Union at a glance
| Union | Washington | U.S. | |
|---|---|---|---|
| Median home value | $375,400 | $564,600 | $332,700 |
| Median property tax paid per year | $3,050 | $4,556 | $3,119 |
| Property tax as a share of value | 0.81% | 0.81% | 0.94% |
| Median household income | – | $98,141 | $80,734 |
| Homes lived in by their owners | 92% | 64% | 65% |
| Owner homes with a mortgage | 19% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,036 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 40.3% | 22.2% | 21.0% |
| Median rent | – | $1,760 | $1,413 |
| Median year homes were built | 1981 | 1985 | 1980 |
| Vacant homes | 21.7% | 7.3% | 10.1% |
| Population | 457 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Union
At this week's average 30-year rate of 7.11%, buying the median Union home of $375,400 with 20% down costs about $2,430 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,055, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $104,146 for the 20%-down payment.
| Down payment | $75,080 |
|---|---|
| Loan amount | $300,320 |
| Principal and interest | $2,020 |
| Property taxes (0.81% a year) | $253 |
| Homeowners insurance (our estimate, 0.5% a year) | $156 |
| PMI | $0 |
| Total per month | $2,430 |
Change the numbers in the calculator
| Down payment | $13,139 |
|---|---|
| Loan amount | $368,601 |
| Principal and interest | $2,480 |
| Property taxes (0.81% a year) | $253 |
| Homeowners insurance (our estimate, 0.5% a year) | $156 |
| FHA mortgage insurance | $166 |
| Total per month | $3,055 |
Change the numbers in the calculator
Questions about home buying in Union
What is the median home value in Union?
About $375,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Union?
Homeowners pay a median $3,050 a year, which is about 0.81% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Union?
For the median home with 20% down at 7.11%, the payment is about $2,430 a month. Keeping that under 28% of gross income takes about $104,146 a year.
More about Union
- Mortgage Refinance in Union
- Debt Relief in Union
- Home Equity Loans in Union
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data