The typical owner-occupied home in Hoodsport is worth about $402,900, 29% below the Washington median of $564,600 and 21% above the national median of $332,700. The median household earns $121,250 a year, so the median home costs 3.3 times the median income (5.8 times for Washington). 100% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.
Hoodsport at a glance
| Hoodsport | Washington | U.S. | |
|---|---|---|---|
| Median home value | $402,900 | $564,600 | $332,700 |
| Median property tax paid per year | – | $4,556 | $3,119 |
| Median household income | $121,250 | $98,141 | $80,734 |
| Homes lived in by their owners | 100% | 64% | 65% |
| Owner homes with a mortgage | 100% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,878 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 22.2% | 21.0% |
| Median rent | – | $1,760 | $1,413 |
| Median year homes were built | 1938 | 1985 | 1980 |
| Vacant homes | 59.6% | 7.3% | 10.1% |
| Population | 216 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Hoodsport
At this week's average 30-year rate of 7.11%, buying the median Hoodsport home of $402,900 with 20% down costs about $2,705 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,377, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $115,949 for the 20%-down payment. That payment is 27% of the median Hoodsport household income of $121,250; at that income and 20% down, the 28% guideline points to a home of about $421,000.
| Down payment | $80,580 |
|---|---|
| Loan amount | $322,320 |
| Principal and interest | $2,168 |
| Property taxes (1.10% a year) | $369 |
| Homeowners insurance (our estimate, 0.5% a year) | $168 |
| PMI | $0 |
| Total per month | $2,705 |
Change the numbers in the calculator
| Down payment | $14,102 |
|---|---|
| Loan amount | $395,602 |
| Principal and interest | $2,661 |
| Property taxes (1.10% a year) | $369 |
| Homeowners insurance (our estimate, 0.5% a year) | $168 |
| FHA mortgage insurance | $178 |
| Total per month | $3,377 |
Change the numbers in the calculator
Questions about home buying in Hoodsport
What is the median home value in Hoodsport?
About $402,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Hoodsport?
For the median home with 20% down at 7.11%, the payment is about $2,705 a month. Keeping that under 28% of gross income takes about $115,949 a year.
More about Hoodsport
- Mortgage Refinance in Hoodsport
- Debt Relief in Hoodsport
- Home Equity Loans in Hoodsport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data