The typical owner-occupied home in Maple Valley is worth about $724,700, 28% above the Washington median of $564,600 and 2.2 times the national median of $332,700. Owners pay a median $6,110 a year in property taxes, about 0.84% of their home's value, close to the Washington rate of 0.81%. The median household earns $152,885 a year, so the median home costs 4.7 times the median income (5.8 times for Washington). 83% of occupied homes here are lived in by their owners, and 80% of those owners still have a mortgage.
Maple Valley at a glance
| Maple Valley | Washington | U.S. | |
|---|---|---|---|
| Median home value | $724,700 | $564,600 | $332,700 |
| Median property tax paid per year | $6,110 | $4,556 | $3,119 |
| Property tax as a share of value | 0.84% | 0.81% | 0.94% |
| Median household income | $152,885 | $98,141 | $80,734 |
| Homes lived in by their owners | 83% | 64% | 65% |
| Owner homes with a mortgage | 80% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,984 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 21.8% | 22.2% | 21.0% |
| Median rent | $2,304 | $1,760 | $1,413 |
| Rent as a share of renters' income | 30.7% | 30.0% | 30.6% |
| Median year homes were built | 2001 | 1985 | 1980 |
| Vacant homes | 2.5% | 7.3% | 10.1% |
| Population | 28,287 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Maple Valley
At this week's average 30-year rate of 7.11%, buying the median Maple Valley home of $724,700 with 20% down costs about $4,709 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,917, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $201,828 for the 20%-down payment. That payment is 37% of the median Maple Valley household income of $152,885; at that income and 20% down, the 28% guideline points to a home of about $549,000.
The median rent here is $2,304 a month, so owning the median home costs about $2,405 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $144,940 |
|---|---|
| Loan amount | $579,760 |
| Principal and interest | $3,900 |
| Property taxes (0.84% a year) | $507 |
| Homeowners insurance (our estimate, 0.5% a year) | $302 |
| PMI | $0 |
| Total per month | $4,709 |
Change the numbers in the calculator
| Down payment | $25,364 |
|---|---|
| Loan amount | $711,574 |
| Principal and interest | $4,787 |
| Property taxes (0.84% a year) | $507 |
| Homeowners insurance (our estimate, 0.5% a year) | $302 |
| FHA mortgage insurance | $321 |
| Total per month | $5,917 |
Change the numbers in the calculator
Questions about home buying in Maple Valley
What is the median home value in Maple Valley?
About $724,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Maple Valley?
Homeowners pay a median $6,110 a year, which is about 0.84% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Maple Valley?
For the median home with 20% down at 7.11%, the payment is about $4,709 a month. Keeping that under 28% of gross income takes about $201,828 a year.
More about Maple Valley
- Mortgage Refinance in Maple Valley
- Debt Relief in Maple Valley
- Home Equity Loans in Maple Valley
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data