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Buying a home in Duvall, Washington

The typical owner-occupied home in Duvall is worth about $830,100, 47% above the Washington median of $564,600 and 2.5 times the national median of $332,700. Owners pay a median $6,837 a year in property taxes, about 0.82% of their home's value, close to the Washington rate of 0.81%. The median household earns $197,361 a year, so the median home costs 4.2 times the median income (5.8 times for Washington). 86% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.

Duvall at a glance

Duvall Washington U.S.
Median home value $830,100 $564,600 $332,700
Median property tax paid per year $6,837 $4,556 $3,119
Property tax as a share of value 0.82% 0.81% 0.94%
Median household income $197,361 $98,141 $80,734
Homes lived in by their owners 86% 64% 65%
Owner homes with a mortgage 77% 66% 61%
Median monthly costs, owners with a mortgage $3,411 $2,445 $1,963
Those costs as a share of the owners' income 18.7% 22.2% 21.0%
Median rent $2,042 $1,760 $1,413
Rent as a share of renters' income 46.7% 30.0% 30.6%
Median year homes were built 2000 1985 1980
Vacant homes 2.3% 7.3% 10.1%
Population 8,526 7,816,116 334,922,499

What a typical home costs per month in Duvall

At this week's average 30-year rate of 7.11%, buying the median Duvall home of $830,100 with 20% down costs about $5,380 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,897, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $230,589 for the 20%-down payment. That payment is 33% of the median Duvall household income of $197,361; at that income and 20% down, the 28% guideline points to a home of about $710,000.

The median rent here is $2,042 a month, so owning the median home costs about $3,338 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$166,020
Loan amount$664,080
Principal and interest$4,467
Property taxes (0.82% a year)$567
Homeowners insurance (our estimate, 0.5% a year)$346
PMI$0
Total per month$5,380

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3.5% down, 30-year FHA loan
Down payment$29,054
Loan amount$815,065
Principal and interest$5,483
Property taxes (0.82% a year)$567
Homeowners insurance (our estimate, 0.5% a year)$346
FHA mortgage insurance$501
Total per month$6,897

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Questions about home buying in Duvall

What is the median home value in Duvall?

About $830,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Duvall?

Homeowners pay a median $6,837 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Duvall?

For the median home with 20% down at 7.11%, the payment is about $5,380 a month. Keeping that under 28% of gross income takes about $230,589 a year.

More about Duvall

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data