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Buying a home in Flint Hill, Virginia

The typical owner-occupied home in Flint Hill is worth about $837,500, 2.2 times the Virginia median of $383,700 and 2.5 times the national median of $332,700. Owners pay a median $4,269 a year in property taxes, about 0.51% of their home's value, lower than the Virginia rate of 0.73%. The median household earns $64,922 a year, so the median home costs 12.9 times the median income (4.1 times for Virginia). 49% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.

Flint Hill at a glance

Flint Hill Virginia U.S.
Median home value $837,500 $383,700 $332,700
Median property tax paid per year $4,269 $2,790 $3,119
Property tax as a share of value 0.51% 0.73% 0.94%
Median household income $64,922 $93,170 $80,734
Homes lived in by their owners 49% 67% 65%
Owner homes with a mortgage 100% 67% 61%
Median monthly costs, owners with a mortgage $4,001 $2,127 $1,963
Those costs as a share of the owners' income 28.5% 20.1% 21.0%
Median rent $1,203 $1,579 $1,413
Rent as a share of renters' income 36.2% 29.4% 30.6%
Median year homes were built 1938 1984 1980
Vacant homes 31.2% 8.7% 10.1%
Population 275 8,705,170 334,922,499

What a typical home costs per month in Flint Hill

At this week's average 30-year rate of 7.11%, buying the median Flint Hill home of $837,500 with 20% down costs about $5,212 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,742, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $223,373 for the 20%-down payment. That payment is 96% of the median Flint Hill household income of $64,922; at that income and 20% down, the 28% guideline points to a home of about $243,000.

The median rent here is $1,203 a month, so owning the median home costs about $4,009 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$167,500
Loan amount$670,000
Principal and interest$4,507
Property taxes (0.51% a year)$356
Homeowners insurance (our estimate, 0.5% a year)$349
PMI$0
Total per month$5,212

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3.5% down, 30-year FHA loan
Down payment$29,312
Loan amount$822,331
Principal and interest$5,532
Property taxes (0.51% a year)$356
Homeowners insurance (our estimate, 0.5% a year)$349
FHA mortgage insurance$505
Total per month$6,742

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Questions about home buying in Flint Hill

What is the median home value in Flint Hill?

About $837,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Flint Hill?

Homeowners pay a median $4,269 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Flint Hill?

For the median home with 20% down at 7.11%, the payment is about $5,212 a month. Keeping that under 28% of gross income takes about $223,373 a year.

More about Flint Hill

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data