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Buying a home in Eden, Utah

The typical owner-occupied home in Eden is worth about $876,300, 79% above the Utah median of $489,400 and 2.6 times the national median of $332,700. Owners pay a median $4,667 a year in property taxes, about 0.53% of their home's value, close to the Utah rate of 0.52%. The median household earns $121,923 a year, so the median home costs 7.2 times the median income (5.1 times for Utah). 100% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.

Eden at a glance

Eden Utah U.S.
Median home value $876,300 $489,400 $332,700
Median property tax paid per year $4,667 $2,525 $3,119
Property tax as a share of value 0.53% 0.52% 0.94%
Median household income $121,923 $95,166 $80,734
Homes lived in by their owners 100% 70% 65%
Owner homes with a mortgage 73% 69% 61%
Median monthly costs, owners with a mortgage $2,576 $2,009 $1,963
Those costs as a share of the owners' income 25.4% 20.5% 21.0%
Median rent – $1,496 $1,413
Median year homes were built 1994 1992 1980
Vacant homes 0.0% 8.1% 10.1%
Population 840 3,392,331 334,922,499

What a typical home costs per month in Eden

At this week's average 30-year rate of 7.11%, buying the median Eden home of $876,300 with 20% down costs about $5,468 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $7,069, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $234,347 for the 20%-down payment. That payment is 54% of the median Eden household income of $121,923; at that income and 20% down, the 28% guideline points to a home of about $456,000.

20% down, 30-year conventional loan
Down payment$175,260
Loan amount$701,040
Principal and interest$4,716
Property taxes (0.53% a year)$387
Homeowners insurance (our estimate, 0.5% a year)$365
PMI$0
Total per month$5,468

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3.5% down, 30-year FHA loan
Down payment$30,670
Loan amount$860,428
Principal and interest$5,788
Property taxes (0.53% a year)$387
Homeowners insurance (our estimate, 0.5% a year)$365
FHA mortgage insurance$529
Total per month$7,069

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Questions about home buying in Eden

What is the median home value in Eden?

About $876,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Eden?

Homeowners pay a median $4,667 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Eden?

For the median home with 20% down at 7.11%, the payment is about $5,468 a month. Keeping that under 28% of gross income takes about $234,347 a year.

More about Eden

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data