The typical owner-occupied home in Springdale is worth about $867,300, 77% above the Utah median of $489,400 and 2.6 times the national median of $332,700. Owners pay a median $2,811 a year in property taxes, about 0.32% of their home's value, lower than the Utah rate of 0.52%. The median household earns $89,000 a year, so the median home costs 9.7 times the median income (5.1 times for Utah). 57% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Springdale at a glance
| Springdale | Utah | U.S. | |
|---|---|---|---|
| Median home value | $867,300 | $489,400 | $332,700 |
| Median property tax paid per year | $2,811 | $2,525 | $3,119 |
| Property tax as a share of value | 0.32% | 0.52% | 0.94% |
| Median household income | $89,000 | $95,166 | $80,734 |
| Homes lived in by their owners | 57% | 70% | 65% |
| Owner homes with a mortgage | 42% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $2,692 | $2,009 | $1,963 |
| Those costs as a share of the owners' income | 27.3% | 20.5% | 21.0% |
| Median rent | $1,077 | $1,496 | $1,413 |
| Rent as a share of renters' income | 23.9% | 28.9% | 30.6% |
| Median year homes were built | 1988 | 1992 | 1980 |
| Vacant homes | 34.8% | 8.1% | 10.1% |
| Population | 421 | 3,392,331 | 334,922,499 |
What a typical home costs per month in Springdale
At this week's average 30-year rate of 7.11%, buying the median Springdale home of $867,300 with 20% down costs about $5,260 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,844, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $225,436 for the 20%-down payment. That payment is 71% of the median Springdale household income of $89,000; at that income and 20% down, the 28% guideline points to a home of about $342,000.
The median rent here is $1,077 a month, so owning the median home costs about $4,183 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $173,460 |
|---|---|
| Loan amount | $693,840 |
| Principal and interest | $4,668 |
| Property taxes (0.32% a year) | $231 |
| Homeowners insurance (our estimate, 0.5% a year) | $361 |
| PMI | $0 |
| Total per month | $5,260 |
Change the numbers in the calculator
| Down payment | $30,356 |
|---|---|
| Loan amount | $851,591 |
| Principal and interest | $5,729 |
| Property taxes (0.32% a year) | $231 |
| Homeowners insurance (our estimate, 0.5% a year) | $361 |
| FHA mortgage insurance | $523 |
| Total per month | $6,844 |
Change the numbers in the calculator
Questions about home buying in Springdale
What is the median home value in Springdale?
About $867,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Springdale?
Homeowners pay a median $2,811 a year, which is about 0.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Springdale?
For the median home with 20% down at 7.11%, the payment is about $5,260 a month. Keeping that under 28% of gross income takes about $225,436 a year.
More about Springdale
- Mortgage Refinance in Springdale
- Debt Relief in Springdale
- Home Equity Loans in Springdale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data