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Buying a home in Sigurd, Utah

The typical owner-occupied home in Sigurd is worth about $270,300, 45% below the Utah median of $489,400 and 19% below the national median of $332,700. Owners pay a median $1,533 a year in property taxes, about 0.57% of their home's value, higher than the Utah rate of 0.52%. The median household earns $80,357 a year, so the median home costs 3.4 times the median income (5.1 times for Utah). 90% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.

Sigurd at a glance

Sigurd Utah U.S.
Median home value $270,300 $489,400 $332,700
Median property tax paid per year $1,533 $2,525 $3,119
Property tax as a share of value 0.57% 0.52% 0.94%
Median household income $80,357 $95,166 $80,734
Homes lived in by their owners 90% 70% 65%
Owner homes with a mortgage 60% 69% 61%
Median monthly costs, owners with a mortgage $1,302 $2,009 $1,963
Those costs as a share of the owners' income 19.3% 20.5% 21.0%
Median rent – $1,496 $1,413
Median year homes were built 1970 1992 1980
Vacant homes 3.0% 8.1% 10.1%
Population 444 3,392,331 334,922,499

What a typical home costs per month in Sigurd

At this week's average 30-year rate of 7.11%, buying the median Sigurd home of $270,300 with 20% down costs about $1,696 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,146, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $72,672 for the 20%-down payment. That payment is 25% of the median Sigurd household income of $80,357; at that income and 20% down, the 28% guideline points to a home of about $299,000.

20% down, 30-year conventional loan
Down payment$54,060
Loan amount$216,240
Principal and interest$1,455
Property taxes (0.57% a year)$128
Homeowners insurance (our estimate, 0.5% a year)$113
PMI$0
Total per month$1,696

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3.5% down, 30-year FHA loan
Down payment$9,460
Loan amount$265,404
Principal and interest$1,785
Property taxes (0.57% a year)$128
Homeowners insurance (our estimate, 0.5% a year)$113
FHA mortgage insurance$120
Total per month$2,146

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Questions about home buying in Sigurd

What is the median home value in Sigurd?

About $270,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sigurd?

Homeowners pay a median $1,533 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sigurd?

For the median home with 20% down at 7.11%, the payment is about $1,696 a month. Keeping that under 28% of gross income takes about $72,672 a year.

More about Sigurd

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data