The typical owner-occupied home in Holden is worth about $285,400, 42% below the Utah median of $489,400 and 14% below the national median of $332,700. Owners pay a median $1,293 a year in property taxes, about 0.45% of their home's value, lower than the Utah rate of 0.52%. The median household earns $77,031 a year, so the median home costs 3.7 times the median income (5.1 times for Utah). 78% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Holden at a glance
| Holden | Utah | U.S. | |
|---|---|---|---|
| Median home value | $285,400 | $489,400 | $332,700 |
| Median property tax paid per year | $1,293 | $2,525 | $3,119 |
| Property tax as a share of value | 0.45% | 0.52% | 0.94% |
| Median household income | $77,031 | $95,166 | $80,734 |
| Homes lived in by their owners | 78% | 70% | 65% |
| Owner homes with a mortgage | 54% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,096 | $2,009 | $1,963 |
| Those costs as a share of the owners' income | 14.6% | 20.5% | 21.0% |
| Median rent | $1,117 | $1,496 | $1,413 |
| Rent as a share of renters' income | 51.0% | 28.9% | 30.6% |
| Median year homes were built | 1944 | 1992 | 1980 |
| Vacant homes | 11.6% | 8.1% | 10.1% |
| Population | 467 | 3,392,331 | 334,922,499 |
What a typical home costs per month in Holden
At this week's average 30-year rate of 7.11%, buying the median Holden home of $285,400 with 20% down costs about $1,762 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,237, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $75,508 for the 20%-down payment. That payment is 27% of the median Holden household income of $77,031; at that income and 20% down, the 28% guideline points to a home of about $291,000.
The median rent here is $1,117 a month, so owning the median home costs about $645 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $57,080 |
|---|---|
| Loan amount | $228,320 |
| Principal and interest | $1,536 |
| Property taxes (0.45% a year) | $107 |
| Homeowners insurance (our estimate, 0.5% a year) | $119 |
| PMI | $0 |
| Total per month | $1,762 |
Change the numbers in the calculator
| Down payment | $9,989 |
|---|---|
| Loan amount | $280,231 |
| Principal and interest | $1,885 |
| Property taxes (0.45% a year) | $107 |
| Homeowners insurance (our estimate, 0.5% a year) | $119 |
| FHA mortgage insurance | $126 |
| Total per month | $2,237 |
Change the numbers in the calculator
Questions about home buying in Holden
What is the median home value in Holden?
About $285,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Holden?
Homeowners pay a median $1,293 a year, which is about 0.45% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Holden?
For the median home with 20% down at 7.11%, the payment is about $1,762 a month. Keeping that under 28% of gross income takes about $75,508 a year.
More about Holden
- Mortgage Refinance in Holden
- Debt Relief in Holden
- Home Equity Loans in Holden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data