The typical owner-occupied home in Castle Dale is worth about $218,200, 55% below the Utah median of $489,400 and 34% below the national median of $332,700. Owners pay a median $1,569 a year in property taxes, about 0.72% of their home's value, higher than the Utah rate of 0.52%. The median household earns $82,958 a year, so the median home costs 2.6 times the median income (5.1 times for Utah). 82% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Castle Dale at a glance
| Castle Dale | Utah | U.S. | |
|---|---|---|---|
| Median home value | $218,200 | $489,400 | $332,700 |
| Median property tax paid per year | $1,569 | $2,525 | $3,119 |
| Property tax as a share of value | 0.72% | 0.52% | 0.94% |
| Median household income | $82,958 | $95,166 | $80,734 |
| Homes lived in by their owners | 82% | 70% | 65% |
| Owner homes with a mortgage | 36% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,344 | $2,009 | $1,963 |
| Those costs as a share of the owners' income | 20.3% | 20.5% | 21.0% |
| Median rent | $753 | $1,496 | $1,413 |
| Rent as a share of renters' income | 19.6% | 28.9% | 30.6% |
| Median year homes were built | 1978 | 1992 | 1980 |
| Vacant homes | 17.1% | 8.1% | 10.1% |
| Population | 1,546 | 3,392,331 | 334,922,499 |
What a typical home costs per month in Castle Dale
At this week's average 30-year rate of 7.11%, buying the median Castle Dale home of $218,200 with 20% down costs about $1,396 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,760, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $59,834 for the 20%-down payment. That payment is 20% of the median Castle Dale household income of $82,958; at that income and 20% down, the 28% guideline points to a home of about $303,000.
The median rent here is $753 a month, so owning the median home costs about $643 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $43,640 |
|---|---|
| Loan amount | $174,560 |
| Principal and interest | $1,174 |
| Property taxes (0.72% a year) | $131 |
| Homeowners insurance (our estimate, 0.5% a year) | $91 |
| PMI | $0 |
| Total per month | $1,396 |
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| Down payment | $7,637 |
|---|---|
| Loan amount | $214,248 |
| Principal and interest | $1,441 |
| Property taxes (0.72% a year) | $131 |
| Homeowners insurance (our estimate, 0.5% a year) | $91 |
| FHA mortgage insurance | $97 |
| Total per month | $1,760 |
Change the numbers in the calculator
Questions about home buying in Castle Dale
What is the median home value in Castle Dale?
About $218,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Castle Dale?
Homeowners pay a median $1,569 a year, which is about 0.72% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Castle Dale?
For the median home with 20% down at 7.11%, the payment is about $1,396 a month. Keeping that under 28% of gross income takes about $59,834 a year.
More about Castle Dale
- Mortgage Refinance in Castle Dale
- Debt Relief in Castle Dale
- Home Equity Loans in Castle Dale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data