The typical owner-occupied home in East Carbon is worth about $90,000, 82% below the Utah median of $489,400 and 73% below the national median of $332,700. Owners pay a median $709 a year in property taxes, about 0.79% of their home's value, higher than the Utah rate of 0.52%. The median household earns $37,991 a year, so the median home costs 2.4 times the median income (5.1 times for Utah). 68% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.
East Carbon at a glance
| East Carbon | Utah | U.S. | |
|---|---|---|---|
| Median home value | $90,000 | $489,400 | $332,700 |
| Median property tax paid per year | $709 | $2,525 | $3,119 |
| Property tax as a share of value | 0.79% | 0.52% | 0.94% |
| Median household income | $37,991 | $95,166 | $80,734 |
| Homes lived in by their owners | 68% | 70% | 65% |
| Owner homes with a mortgage | 48% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $859 | $2,009 | $1,963 |
| Those costs as a share of the owners' income | 21.7% | 20.5% | 21.0% |
| Median rent | $1,010 | $1,496 | $1,413 |
| Rent as a share of renters' income | 38.2% | 28.9% | 30.6% |
| Median year homes were built | 1946 | 1992 | 1980 |
| Vacant homes | 30.3% | 8.1% | 10.1% |
| Population | 1,336 | 3,392,331 | 334,922,499 |
What a typical home costs per month in East Carbon
At this week's average 30-year rate of 7.11%, buying the median East Carbon home of $90,000 with 20% down costs about $581 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $731, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,904 for the 20%-down payment. That payment is 18% of the median East Carbon household income of $37,991; at that income and 20% down, the 28% guideline points to a home of about $137,000.
The median rent here is $1,010 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $18,000 |
|---|---|
| Loan amount | $72,000 |
| Principal and interest | $484 |
| Property taxes (0.79% a year) | $59 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| PMI | $0 |
| Total per month | $581 |
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| Down payment | $3,150 |
|---|---|
| Loan amount | $88,370 |
| Principal and interest | $594 |
| Property taxes (0.79% a year) | $59 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| FHA mortgage insurance | $40 |
| Total per month | $731 |
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Questions about home buying in East Carbon
What is the median home value in East Carbon?
About $90,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in East Carbon?
Homeowners pay a median $709 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in East Carbon?
For the median home with 20% down at 7.11%, the payment is about $581 a month. Keeping that under 28% of gross income takes about $24,904 a year.
More about East Carbon
- Mortgage Refinance in East Carbon
- Debt Relief in East Carbon
- Home Equity Loans in East Carbon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data