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Buying a home in Pauline, South Carolina

The typical owner-occupied home in Pauline is worth about $331,000, 28% above the South Carolina median of $259,000 and about the same as the national median of $332,700. Owners pay a median $557 a year in property taxes, about 0.17% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $70,486 a year, so the median home costs 4.7 times the median income (3.7 times for South Carolina). 86% of occupied homes here are lived in by their owners, and 28% of those owners still have a mortgage.

Pauline at a glance

Pauline South Carolina U.S.
Median home value $331,000 $259,000 $332,700
Median property tax paid per year $557 $1,251 $3,119
Property tax as a share of value 0.17% 0.48% 0.94%
Median household income $70,486 $69,324 $80,734
Homes lived in by their owners 86% 72% 65%
Owner homes with a mortgage 28% 57% 61%
Median monthly costs, owners with a mortgage $1,599 $1,529 $1,963
Those costs as a share of the owners' income 14.7% 19.7% 21.0%
Median rent – $1,180 $1,413
Median year homes were built 2001 1992 1980
Vacant homes 6.0% 13.3% 10.1%
Population 447 5,296,225 334,922,499

What a typical home costs per month in Pauline

At this week's average 30-year rate of 7.11%, buying the median Pauline home of $331,000 with 20% down costs about $1,966 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,518, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,263 for the 20%-down payment. That payment is 33% of the median Pauline household income of $70,486; at that income and 20% down, the 28% guideline points to a home of about $277,000.

20% down, 30-year conventional loan
Down payment$66,200
Loan amount$264,800
Principal and interest$1,781
Property taxes (0.17% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$138
PMI$0
Total per month$1,966

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3.5% down, 30-year FHA loan
Down payment$11,585
Loan amount$325,005
Principal and interest$2,186
Property taxes (0.17% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$138
FHA mortgage insurance$146
Total per month$2,518

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Questions about home buying in Pauline

What is the median home value in Pauline?

About $331,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pauline?

Homeowners pay a median $557 a year, which is about 0.17% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pauline?

For the median home with 20% down at 7.11%, the payment is about $1,966 a month. Keeping that under 28% of gross income takes about $84,263 a year.

More about Pauline

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data