The typical owner-occupied home in Clifton is worth about $105,200, 59% below the South Carolina median of $259,000 and 68% below the national median of $332,700. The median household earns $51,364 a year, so the median home costs 2.0 times the median income (3.7 times for South Carolina). 33% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Clifton at a glance
| Clifton | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $105,200 | $259,000 | $332,700 |
| Median property tax paid per year | – | $1,251 | $3,119 |
| Median household income | $51,364 | $69,324 | $80,734 |
| Homes lived in by their owners | 33% | 72% | 65% |
| Owner homes with a mortgage | 0% | 57% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,529 | $1,963 |
| Median rent | – | $1,180 | $1,413 |
| Median year homes were built | 1938 | 1992 | 1980 |
| Vacant homes | 0.0% | 13.3% | 10.1% |
| Population | 792 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Clifton
At this week's average 30-year rate of 7.11%, buying the median Clifton home of $105,200 with 20% down costs about $706 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $882, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,275 for the 20%-down payment. That payment is 17% of the median Clifton household income of $51,364; at that income and 20% down, the 28% guideline points to a home of about $178,000.
| Down payment | $21,040 |
|---|---|
| Loan amount | $84,160 |
| Principal and interest | $566 |
| Property taxes (1.10% a year) | $96 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $706 |
Change the numbers in the calculator
| Down payment | $3,682 |
|---|---|
| Loan amount | $103,295 |
| Principal and interest | $695 |
| Property taxes (1.10% a year) | $96 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $47 |
| Total per month | $882 |
Change the numbers in the calculator
Questions about home buying in Clifton
What is the median home value in Clifton?
About $105,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Clifton?
For the median home with 20% down at 7.11%, the payment is about $706 a month. Keeping that under 28% of gross income takes about $30,275 a year.
More about Clifton
- Mortgage Refinance in Clifton
- Debt Relief in Clifton
- Home Equity Loans in Clifton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data