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Buying a home in Cross Anchor, South Carolina

The typical owner-occupied home in Cross Anchor is worth about $91,300, 65% below the South Carolina median of $259,000 and 73% below the national median of $332,700. Owners pay a median $618 a year in property taxes, about 0.68% of their home's value, higher than the South Carolina rate of 0.48%. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Cross Anchor at a glance

Cross Anchor South Carolina U.S.
Median home value $91,300 $259,000 $332,700
Median property tax paid per year $618 $1,251 $3,119
Property tax as a share of value 0.68% 0.48% 0.94%
Median household income – $69,324 $80,734
Homes lived in by their owners 100% 72% 65%
Owner homes with a mortgage 0% 57% 61%
Median monthly costs, owners with a mortgage – $1,529 $1,963
Median rent – $1,180 $1,413
Median year homes were built 1983 1992 1980
Vacant homes 0.0% 13.3% 10.1%
Population 98 5,296,225 334,922,499

What a typical home costs per month in Cross Anchor

At this week's average 30-year rate of 7.11%, buying the median Cross Anchor home of $91,300 with 20% down costs about $581 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $733, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,905 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$18,260
Loan amount$73,040
Principal and interest$491
Property taxes (0.68% a year)$52
Homeowners insurance (our estimate, 0.5% a year)$38
PMI$0
Total per month$581

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3.5% down, 30-year FHA loan
Down payment$3,196
Loan amount$89,646
Principal and interest$603
Property taxes (0.68% a year)$52
Homeowners insurance (our estimate, 0.5% a year)$38
FHA mortgage insurance$40
Total per month$733

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Questions about home buying in Cross Anchor

What is the median home value in Cross Anchor?

About $91,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Cross Anchor?

Homeowners pay a median $618 a year, which is about 0.68% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Cross Anchor?

For the median home with 20% down at 7.11%, the payment is about $581 a month. Keeping that under 28% of gross income takes about $24,905 a year.

More about Cross Anchor

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data