Home / Home Buying by state / Ohio / Mercer County / Maria Stein

Buying a home in Maria Stein, Ohio

The typical owner-occupied home in Maria Stein is worth about $339,100, 58% above the Ohio median of $214,800 and about the same as the national median of $332,700. Owners pay a median $3,345 a year in property taxes, about 0.99% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $94,141 a year, so the median home costs 3.6 times the median income (3.0 times for Ohio). 89% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Maria Stein at a glance

Maria Stein Ohio U.S.
Median home value $339,100 $214,800 $332,700
Median property tax paid per year $3,345 $2,822 $3,119
Property tax as a share of value 0.99% 1.31% 0.94%
Median household income $94,141 $71,389 $80,734
Homes lived in by their owners 89% 67% 65%
Owner homes with a mortgage 39% 61% 61%
Median monthly costs, owners with a mortgage $1,472 $1,517 $1,963
Those costs as a share of the owners' income 13.0% 18.6% 21.0%
Median rent – $1,034 $1,413
Median year homes were built 1978 1970 1980
Vacant homes 0.0% 8.1% 10.1%
Population 1,305 11,810,293 334,922,499

What a typical home costs per month in Maria Stein

At this week's average 30-year rate of 7.11%, buying the median Maria Stein home of $339,100 with 20% down costs about $2,246 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,811, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $96,256 for the 20%-down payment. That payment is 29% of the median Maria Stein household income of $94,141; at that income and 20% down, the 28% guideline points to a home of about $332,000.

20% down, 30-year conventional loan
Down payment$67,820
Loan amount$271,280
Principal and interest$1,825
Property taxes (0.99% a year)$280
Homeowners insurance (our estimate, 0.5% a year)$141
PMI$0
Total per month$2,246

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$11,868
Loan amount$332,958
Principal and interest$2,240
Property taxes (0.99% a year)$280
Homeowners insurance (our estimate, 0.5% a year)$141
FHA mortgage insurance$150
Total per month$2,811

Change the numbers in the calculator

Questions about home buying in Maria Stein

What is the median home value in Maria Stein?

About $339,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Maria Stein?

Homeowners pay a median $3,345 a year, which is about 0.99% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Maria Stein?

For the median home with 20% down at 7.11%, the payment is about $2,246 a month. Keeping that under 28% of gross income takes about $96,256 a year.

More about Maria Stein

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data