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Buying a home in Chickasaw, Ohio

The typical owner-occupied home in Chickasaw is worth about $296,900, 38% above the Ohio median of $214,800 and 11% below the national median of $332,700. Owners pay a median $3,300 a year in property taxes, about 1.11% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $101,250 a year, so the median home costs 2.9 times the median income (3.0 times for Ohio). 89% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.

Chickasaw at a glance

Chickasaw Ohio U.S.
Median home value $296,900 $214,800 $332,700
Median property tax paid per year $3,300 $2,822 $3,119
Property tax as a share of value 1.11% 1.31% 0.94%
Median household income $101,250 $71,389 $80,734
Homes lived in by their owners 89% 67% 65%
Owner homes with a mortgage 44% 61% 61%
Median monthly costs, owners with a mortgage $1,713 $1,517 $1,963
Those costs as a share of the owners' income 18.7% 18.6% 21.0%
Median rent $900 $1,034 $1,413
Rent as a share of renters' income 15.0% 28.3% 30.6%
Median year homes were built 1975 1970 1980
Vacant homes 6.8% 8.1% 10.1%
Population 394 11,810,293 334,922,499

What a typical home costs per month in Chickasaw

At this week's average 30-year rate of 7.11%, buying the median Chickasaw home of $296,900 with 20% down costs about $1,996 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,491, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $85,549 for the 20%-down payment. That payment is 24% of the median Chickasaw household income of $101,250; at that income and 20% down, the 28% guideline points to a home of about $351,000.

The median rent here is $900 a month, so owning the median home costs about $1,096 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$59,380
Loan amount$237,520
Principal and interest$1,598
Property taxes (1.11% a year)$275
Homeowners insurance (our estimate, 0.5% a year)$124
PMI$0
Total per month$1,996

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3.5% down, 30-year FHA loan
Down payment$10,392
Loan amount$291,522
Principal and interest$1,961
Property taxes (1.11% a year)$275
Homeowners insurance (our estimate, 0.5% a year)$124
FHA mortgage insurance$131
Total per month$2,491

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Questions about home buying in Chickasaw

What is the median home value in Chickasaw?

About $296,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Chickasaw?

Homeowners pay a median $3,300 a year, which is about 1.11% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Chickasaw?

For the median home with 20% down at 7.11%, the payment is about $1,996 a month. Keeping that under 28% of gross income takes about $85,549 a year.

More about Chickasaw

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data