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Buying a home in Whitehouse, Ohio

The typical owner-occupied home in Whitehouse is worth about $269,200, 25% above the Ohio median of $214,800 and 19% below the national median of $332,700. Owners pay a median $3,739 a year in property taxes, about 1.39% of their home's value, higher than the Ohio rate of 1.31%. The median household earns $93,229 a year, so the median home costs 2.9 times the median income (3.0 times for Ohio). 80% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.

Whitehouse at a glance

Whitehouse Ohio U.S.
Median home value $269,200 $214,800 $332,700
Median property tax paid per year $3,739 $2,822 $3,119
Property tax as a share of value 1.39% 1.31% 0.94%
Median household income $93,229 $71,389 $80,734
Homes lived in by their owners 80% 67% 65%
Owner homes with a mortgage 71% 61% 61%
Median monthly costs, owners with a mortgage $1,552 $1,517 $1,963
Those costs as a share of the owners' income 19.0% 18.6% 21.0%
Median rent $881 $1,034 $1,413
Rent as a share of renters' income 26.5% 28.3% 30.6%
Median year homes were built 1990 1970 1980
Vacant homes 4.2% 8.1% 10.1%
Population 4,642 11,810,293 334,922,499

What a typical home costs per month in Whitehouse

At this week's average 30-year rate of 7.11%, buying the median Whitehouse home of $269,200 with 20% down costs about $1,873 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,321, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $80,260 for the 20%-down payment. That payment is 24% of the median Whitehouse household income of $93,229; at that income and 20% down, the 28% guideline points to a home of about $313,000.

The median rent here is $881 a month, so owning the median home costs about $992 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$53,840
Loan amount$215,360
Principal and interest$1,449
Property taxes (1.39% a year)$312
Homeowners insurance (our estimate, 0.5% a year)$112
PMI$0
Total per month$1,873

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3.5% down, 30-year FHA loan
Down payment$9,422
Loan amount$264,324
Principal and interest$1,778
Property taxes (1.39% a year)$312
Homeowners insurance (our estimate, 0.5% a year)$112
FHA mortgage insurance$119
Total per month$2,321

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Questions about home buying in Whitehouse

What is the median home value in Whitehouse?

About $269,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Whitehouse?

Homeowners pay a median $3,739 a year, which is about 1.39% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Whitehouse?

For the median home with 20% down at 7.11%, the payment is about $1,873 a month. Keeping that under 28% of gross income takes about $80,260 a year.

More about Whitehouse

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data