The typical owner-occupied home in Neapolis is worth about $206,300, 4% below the Ohio median of $214,800 and 38% below the national median of $332,700. Owners pay a median $1,704 a year in property taxes, about 0.83% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $99,405 a year, so the median home costs 2.1 times the median income (3.0 times for Ohio). 95% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.
Neapolis at a glance
| Neapolis | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $206,300 | $214,800 | $332,700 |
| Median property tax paid per year | $1,704 | $2,822 | $3,119 |
| Property tax as a share of value | 0.83% | 1.31% | 0.94% |
| Median household income | $99,405 | $71,389 | $80,734 |
| Homes lived in by their owners | 95% | 67% | 65% |
| Owner homes with a mortgage | 78% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,357 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 15.7% | 18.6% | 21.0% |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1977 | 1970 | 1980 |
| Vacant homes | 9.0% | 8.1% | 10.1% |
| Population | 737 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Neapolis
At this week's average 30-year rate of 7.11%, buying the median Neapolis home of $206,300 with 20% down costs about $1,339 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,683, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,381 for the 20%-down payment. That payment is 16% of the median Neapolis household income of $99,405; at that income and 20% down, the 28% guideline points to a home of about $357,000.
| Down payment | $41,260 |
|---|---|
| Loan amount | $165,040 |
| Principal and interest | $1,110 |
| Property taxes (0.83% a year) | $143 |
| Homeowners insurance (our estimate, 0.5% a year) | $86 |
| PMI | $0 |
| Total per month | $1,339 |
Change the numbers in the calculator
| Down payment | $7,220 |
|---|---|
| Loan amount | $202,563 |
| Principal and interest | $1,363 |
| Property taxes (0.83% a year) | $143 |
| Homeowners insurance (our estimate, 0.5% a year) | $86 |
| FHA mortgage insurance | $91 |
| Total per month | $1,683 |
Change the numbers in the calculator
Questions about home buying in Neapolis
What is the median home value in Neapolis?
About $206,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Neapolis?
Homeowners pay a median $1,704 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Neapolis?
For the median home with 20% down at 7.11%, the payment is about $1,339 a month. Keeping that under 28% of gross income takes about $57,381 a year.
More about Neapolis
- Mortgage Refinance in Neapolis
- Debt Relief in Neapolis
- Home Equity Loans in Neapolis
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data