The typical owner-occupied home in Wilberforce is worth about $145,900, 32% below the Ohio median of $214,800 and 56% below the national median of $332,700. Owners pay a median $3,405 a year in property taxes, about 2.33% of their home's value, higher than the Ohio rate of 1.31%. The median household earns $67,019 a year, so the median home costs 2.2 times the median income (3.0 times for Ohio). 67% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Wilberforce at a glance
| Wilberforce | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $145,900 | $214,800 | $332,700 |
| Median property tax paid per year | $3,405 | $2,822 | $3,119 |
| Property tax as a share of value | 2.33% | 1.31% | 0.94% |
| Median household income | $67,019 | $71,389 | $80,734 |
| Homes lived in by their owners | 67% | 67% | 65% |
| Owner homes with a mortgage | 63% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,359 | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 14.8% | 18.6% | 21.0% |
| Median rent | – | $1,034 | $1,413 |
| Median year homes were built | 1968 | 1970 | 1980 |
| Vacant homes | 24.2% | 8.1% | 10.1% |
| Population | 1,951 | 11,810,293 | 334,922,499 |
What a typical home costs per month in Wilberforce
At this week's average 30-year rate of 7.11%, buying the median Wilberforce home of $145,900 with 20% down costs about $1,129 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,372, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $48,397 for the 20%-down payment. That payment is 20% of the median Wilberforce household income of $67,019; at that income and 20% down, the 28% guideline points to a home of about $202,000.
| Down payment | $29,180 |
|---|---|
| Loan amount | $116,720 |
| Principal and interest | $785 |
| Property taxes (2.33% a year) | $283 |
| Homeowners insurance (our estimate, 0.5% a year) | $61 |
| PMI | $0 |
| Total per month | $1,129 |
Change the numbers in the calculator
| Down payment | $5,106 |
|---|---|
| Loan amount | $143,257 |
| Principal and interest | $964 |
| Property taxes (2.33% a year) | $283 |
| Homeowners insurance (our estimate, 0.5% a year) | $61 |
| FHA mortgage insurance | $65 |
| Total per month | $1,372 |
Change the numbers in the calculator
Questions about home buying in Wilberforce
What is the median home value in Wilberforce?
About $145,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wilberforce?
Homeowners pay a median $3,405 a year, which is about 2.33% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wilberforce?
For the median home with 20% down at 7.11%, the payment is about $1,129 a month. Keeping that under 28% of gross income takes about $48,397 a year.
More about Wilberforce
- Mortgage Refinance in Wilberforce
- Debt Relief in Wilberforce
- Home Equity Loans in Wilberforce
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data