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Buying a home in Pitsburg, Ohio

The typical owner-occupied home in Pitsburg is worth about $161,800, 25% below the Ohio median of $214,800 and 51% below the national median of $332,700. Owners pay a median $1,810 a year in property taxes, about 1.12% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $54,931 a year, so the median home costs 2.9 times the median income (3.0 times for Ohio). 81% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Pitsburg at a glance

Pitsburg Ohio U.S.
Median home value $161,800 $214,800 $332,700
Median property tax paid per year $1,810 $2,822 $3,119
Property tax as a share of value 1.12% 1.31% 0.94%
Median household income $54,931 $71,389 $80,734
Homes lived in by their owners 81% 67% 65%
Owner homes with a mortgage 55% 61% 61%
Median monthly costs, owners with a mortgage $1,150 $1,517 $1,963
Those costs as a share of the owners' income 20.0% 18.6% 21.0%
Median rent $919 $1,034 $1,413
Rent as a share of renters' income 22.4% 28.3% 30.6%
Median year homes were built 1938 1970 1980
Vacant homes 11.4% 8.1% 10.1%
Population 370 11,810,293 334,922,499

What a typical home costs per month in Pitsburg

At this week's average 30-year rate of 7.11%, buying the median Pitsburg home of $161,800 with 20% down costs about $1,089 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,359, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,679 for the 20%-down payment. That payment is 24% of the median Pitsburg household income of $54,931; at that income and 20% down, the 28% guideline points to a home of about $190,000.

The median rent here is $919 a month, so owning the median home costs about $170 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$32,360
Loan amount$129,440
Principal and interest$871
Property taxes (1.12% a year)$151
Homeowners insurance (our estimate, 0.5% a year)$67
PMI$0
Total per month$1,089

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3.5% down, 30-year FHA loan
Down payment$5,663
Loan amount$158,869
Principal and interest$1,069
Property taxes (1.12% a year)$151
Homeowners insurance (our estimate, 0.5% a year)$67
FHA mortgage insurance$72
Total per month$1,359

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Questions about home buying in Pitsburg

What is the median home value in Pitsburg?

About $161,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pitsburg?

Homeowners pay a median $1,810 a year, which is about 1.12% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pitsburg?

For the median home with 20% down at 7.11%, the payment is about $1,089 a month. Keeping that under 28% of gross income takes about $46,679 a year.

More about Pitsburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data