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Buying a home in North Star, Ohio

The typical owner-occupied home in North Star is worth about $235,000, 9% above the Ohio median of $214,800 and 29% below the national median of $332,700. Owners pay a median $1,750 a year in property taxes, about 0.74% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $98,750 a year, so the median home costs 2.4 times the median income (3.0 times for Ohio). 88% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.

North Star at a glance

North Star Ohio U.S.
Median home value $235,000 $214,800 $332,700
Median property tax paid per year $1,750 $2,822 $3,119
Property tax as a share of value 0.74% 1.31% 0.94%
Median household income $98,750 $71,389 $80,734
Homes lived in by their owners 88% 67% 65%
Owner homes with a mortgage 50% 61% 61%
Median monthly costs, owners with a mortgage $879 $1,517 $1,963
Those costs as a share of the owners' income 15.4% 18.6% 21.0%
Median rent – $1,034 $1,413
Rent as a share of renters' income 9.0% 28.3% 30.6%
Median year homes were built 1961 1970 1980
Vacant homes 2.9% 8.1% 10.1%
Population 179 11,810,293 334,922,499

What a typical home costs per month in North Star

At this week's average 30-year rate of 7.11%, buying the median North Star home of $235,000 with 20% down costs about $1,508 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,899, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $64,608 for the 20%-down payment. That payment is 18% of the median North Star household income of $98,750; at that income and 20% down, the 28% guideline points to a home of about $359,000.

20% down, 30-year conventional loan
Down payment$47,000
Loan amount$188,000
Principal and interest$1,265
Property taxes (0.74% a year)$145
Homeowners insurance (our estimate, 0.5% a year)$98
PMI$0
Total per month$1,508

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3.5% down, 30-year FHA loan
Down payment$8,225
Loan amount$230,744
Principal and interest$1,552
Property taxes (0.74% a year)$145
Homeowners insurance (our estimate, 0.5% a year)$98
FHA mortgage insurance$104
Total per month$1,899

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Questions about home buying in North Star

What is the median home value in North Star?

About $235,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in North Star?

Homeowners pay a median $1,750 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in North Star?

For the median home with 20% down at 7.11%, the payment is about $1,508 a month. Keeping that under 28% of gross income takes about $64,608 a year.

More about North Star

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data