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Buying a home in Gomer, Ohio

The typical owner-occupied home in Gomer is worth about $165,400, 23% below the Ohio median of $214,800 and 50% below the national median of $332,700. Owners pay a median $1,790 a year in property taxes, about 1.08% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $70,000 a year, so the median home costs 2.4 times the median income (3.0 times for Ohio). 87% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Gomer at a glance

Gomer Ohio U.S.
Median home value $165,400 $214,800 $332,700
Median property tax paid per year $1,790 $2,822 $3,119
Property tax as a share of value 1.08% 1.31% 0.94%
Median household income $70,000 $71,389 $80,734
Homes lived in by their owners 87% 67% 65%
Owner homes with a mortgage 53% 61% 61%
Median monthly costs, owners with a mortgage $1,165 $1,517 $1,963
Those costs as a share of the owners' income 18.4% 18.6% 21.0%
Median rent – $1,034 $1,413
Median year homes were built 1955 1970 1980
Vacant homes 16.8% 8.1% 10.1%
Population 148 11,810,293 334,922,499

What a typical home costs per month in Gomer

At this week's average 30-year rate of 7.11%, buying the median Gomer home of $165,400 with 20% down costs about $1,108 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,383, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,482 for the 20%-down payment. That payment is 19% of the median Gomer household income of $70,000; at that income and 20% down, the 28% guideline points to a home of about $244,000.

20% down, 30-year conventional loan
Down payment$33,080
Loan amount$132,320
Principal and interest$890
Property taxes (1.08% a year)$149
Homeowners insurance (our estimate, 0.5% a year)$69
PMI$0
Total per month$1,108

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3.5% down, 30-year FHA loan
Down payment$5,789
Loan amount$162,404
Principal and interest$1,092
Property taxes (1.08% a year)$149
Homeowners insurance (our estimate, 0.5% a year)$69
FHA mortgage insurance$73
Total per month$1,383

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Questions about home buying in Gomer

What is the median home value in Gomer?

About $165,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Gomer?

Homeowners pay a median $1,790 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Gomer?

For the median home with 20% down at 7.11%, the payment is about $1,108 a month. Keeping that under 28% of gross income takes about $47,482 a year.

More about Gomer

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data